[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-102":3,"articles-for-recommend-102":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},102,"放款可控！风控超宽松！提款收费！","\u003Cp style=\"\">\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003Cstrong style=\"font-size: 18px; font-family: Calibri; text-align: justify;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑;\">产品名称：融融贷\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-size: 19px; font-family: 微软雅黑;\">申请入口：\u003Cspan style=\"width: 100%; color: rgb(255, 0, 0);\">请联系客服准入\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-size: 19px; font-family: 微软雅黑;\">\u003Cspan style=\"width: 100%; color: rgb(255, 0, 0);\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-size: 19px; font-family: 微软雅黑;\">\u003Cspan style=\"width: 100%; color: rgb(255, 0, 0);\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20230629\u002F738ee7dfe91444889b38b75ab251965d.png\" title=\"738ee7dfe91444889b38b75ab251965d.png\" alt=\"738ee7dfe91444889b38b75ab251965d.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-size: 19px; font-family: 微软雅黑;\">\u003Cspan style=\"width: 100%; color: rgb(255, 0, 0);\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-family: 微软雅黑;\">产品大纲：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">01 \u003Cspan style=\"width: 100%; font-size: 18px;\">产品要素\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">申请人：\u003C\u002Fspan>25-65\u003Cspan style=\"width: 100%; font-size: 18px;\">周岁，企业法人，占股≥\u003C\u002Fspan>20%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">借款周期：\u003C\u002Fspan>1\u003Cspan style=\"width: 100%; font-size: 18px;\">年期；审批后额度有效期\u003C\u002Fspan>15\u003Cspan style=\"width: 100%; font-size: 18px;\">日\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">产品额度：\u003C\u002Fspan>5-50\u003Cspan style=\"width: 100%; font-size: 18px;\">万；利率\u003C\u002Fspan>18%\u003Cspan style=\"width: 100%; font-size: 18px;\">；前置担保\u003C\u002Fspan>3%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\">还款方式：等额本息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">提前结清：第一期不允许提还，前\u003C\u002Fspan>3\u003Cspan style=\"width: 100%; font-size: 18px;\">期提还需支付剩余本金3%违约金，\u003C\u002Fspan>3\u003Cspan style=\"width: 100%; font-size: 18px;\">期后无违约金\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">还款日：固定每月\u003C\u002Fspan>20\u003Cspan style=\"width: 100%; font-size: 18px;\">号\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px; font-family: 微软雅黑;\">申请材料：身份证、营业材料、经营证明（厂房\u002F经营地\u002F库存照片\u003C\u002Fspan>\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\">）、其他审批材料\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px; font-family: 微软雅黑;\">户籍限制：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px; font-family: 微软雅黑;\">（依据身份证号判断）湖南省娄底市，福建省宁德市、南平市、莆田市，新疆，西藏，内蒙，青海，甘肃，宁夏\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">02 \u003Cspan style=\"width: 100%; font-size: 18px;\">准入要求\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\">企业成立：≥两年\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px; font-family: 微软雅黑;\">企业类型：不接受的企业类型为集体企业、合伙企业、合作社、个体户及分公司\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">法人变更：近\u003C\u002Fspan>12\u003Cspan style=\"width: 100%; font-size: 18px;\">个月无变更；近24个月内变更次数＜3次；近12个月内股权变更次数＜3次\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">开票纳税：开票记录≥\u003C\u002Fspan>18个月，且最近12个月\u003Cspan style=\"width: 100%; font-size: 18px;\">≥\u003C\u002Fspan>150万；\u003Cspan style=\"width: 100%; font-size: 18px;\">近\u003C\u002Fspan>6个月同比\u003Cspan style=\"width: 100%; font-size: 18px;\">下滑不超\u003C\u002Fspan>40%\u003Cspan style=\"width: 100%; font-size: 18px;\">；纳税≥\u003C\u002Fspan>2\u003Cspan style=\"width: 100%; font-size: 18px;\">万\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">纳税评级：\u003C\u002Fspan>A\\B\\M\u003Cspan style=\"width: 100%; font-size: 18px;\">，近\u003C\u002Fspan>1\u003Cspan style=\"width: 100%; font-size: 18px;\">年无欠税违法记录\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">03 \u003Cspan style=\"width: 100%; font-size: 18px;\">征信要求\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\">不接受个人白户，无当逾，无其他异常\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">3个月内征信查询次数＜18次；非银＜\u003C\u002Fspan>5\u003Cspan style=\"width: 100%; font-size: 18px;\">笔，\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">逾期近\u003C\u002Fspan>1\u003Cspan style=\"width: 100%; font-size: 18px;\">年无\u003C\u002Fspan>2\u003Cspan style=\"width: 100%; font-size: 18px;\">，\u003C\u002Fspan>2\u003Cspan style=\"width: 100%; font-size: 18px;\">年无\u003C\u002Fspan>3\u003Cspan style=\"width: 100%; font-size: 18px;\">；近\u003C\u002Fspan>1\u003Cspan style=\"width: 100%; font-size: 18px;\">年累逾＜\u003C\u002Fspan>4\u003Cspan style=\"width: 100%; font-size: 18px;\">次，近半年累逾＜\u003C\u002Fspan>2\u003Cspan style=\"width: 100%; font-size: 18px;\">次；近\u003C\u002Fspan>2\u003Cspan style=\"width: 100%; font-size: 18px;\">年累逾＜\u003C\u002Fspan>6\u003Cspan style=\"width: 100%; font-size: 18px;\">次\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\">无股权冻结及质押；企业及个人无失信、限高、涉刑及严重违法信息和记录；企业负面包含关联企业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px; font-family: 微软雅黑;\">企业及个人不得有未完结诉讼，除5万元以内的劳动纠纷及非税务类行政处罚；实际已结案需提供法院判决书和执行凭证\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\">企业及个人3年内不得有金融类借贷纠纷记录\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">04 \u003Cspan style=\"width: 100%; font-size: 18px;\">禁入行业\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\">房地产业、农林牧渔、采矿业、金属及金属矿批发、汽车批发、贸易经纪、邮政运输业、金融业、教育、文化娱乐业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 19px;\">05 \u003Cspan style=\"width: 100%; font-size: 18px;\">准入区域\u003C\u002Fspan>  \u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\">北京市、上海市、河北省、山东省、浙江省、江苏省\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\">广东省：深圳、惠州、珠海、阳江、揭阳、梅州、汕头、清远、东莞、广州\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; text-align: justify; font-family: Calibri; font-size: 14px; line-height: 1.75em;\">\u003Cspan style=\"width: 100%; font-family: 微软雅黑; font-size: 18px;\">四川省：成都、德阳、攀枝花、绵阳、广元\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 404.812px; white-space: normal; 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