[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-1043":3,"articles-for-recommend-1043":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},1043,"浙商银行：个人公积金贷+中小微企业经营贷（河南放水版）","\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">小小的银行，大大的能量！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">浙商银行年底钜惠，凡是\u003C\u002Fspan>\u003Cspan style=\"color: rgb(225, 60, 57); font-size: 16px;\">0371区号范围内（除开封）的公积金客户和中小微企业客户\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">，都来看这份专属产品档案：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(225, 60, 57); font-size: 16px;\">\u003Cu>\u003Cstrong>个人公积金贷 + 中小微企业经营贷\u003C\u002Fstrong>\u003C\u002Fu>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">浙商全国有网点地区可牵线搭桥，强关联区域为郑州周边0371地区（除开封）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003Cimg src=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FY1tbEdPAe7.png\" alt=\"1.png\" data-href=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FY1tbEdPAe7.png\" width=\"\" height=\"\" style=\"\">\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 1;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(225, 60, 57); font-size: 16px;\">\u003Cu>\u003Cstrong>浙商银行公积金贷\u003C\u002Fstrong>\u003C\u002Fu>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">1. 最高100万，年龄22-57（女性52）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">2. 公务员事业单位国企央企，公积金基数45倍；私企公积金36倍，缴存满1年，基数大于5000\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">3. 近6个月查询不超6次，近2年优良单位客户不超20次，一般单位不超15次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">4. 授信机构不超5家，信用贷+信用卡负债总额≤150万，房贷、房抵贷计入负债统计\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">5. 授信最长7年，三年一归本，先息后本最低3%，随借随还\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">6. 报单样本\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">① 发送公积金单位截图，核实是否在白名单（可添加）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">② 线上申请无需排队，专属码一键提交\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">③ 审批通过线下面签，完成后提款快速到账\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(225, 60, 57); font-size: 16px;\">\u003Cu>\u003Cstrong>浙商银行数科贷   \u003C\u002Fstrong>\u003C\u002Fu>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">1. 年龄22-60，营业执照满两年，变更满1年，持股40%（可合并亲属持股） \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">2. 开票100万以上，不要求有科技标，法人名下资产没有强要求，不限制行业（房地产强相关行业除外） \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">3. 最高300万，年利率3-5％，一年还一次本金，到期申请无还本续贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"font-size: 16px;\">4. 负债一般不能超过年开票金额的70%，法人征信查询一般是一年17次（法人征信可沟通）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">5. 申请流程:\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">① 线上提交申请→下户调查→汇报终审→开户放款\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">② 50万以内自主对公，50万以上受托，100万以上需要双签或直系担保\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: left; line-height: 2;\">\u003Cspan style=\"color: rgb(54, 88, 226); font-size: 16px;\">③ 正常一笔业务10天左右，加急沟通最快3天完事\u003C\u002Fspan>\u003C\u002Fp>","浙商银行  公积金贷 数科贷","2026-01-23 16:48:23","易企胜","",139,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829683496]