[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-129":3,"articles-for-recommend-129":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},129,"富民富税贷进阶版，如何增加通过率！","\u003Cp style=\"\">\u003Cspan style=\"font-family: 隶书, SimLi; font-size: 18px;\">\u003C\u002Fspan>\u003Cimg src=\"http:\u002F\u002Fqrb.kanong.com\u002Fuploads\u002Fattachment\u002F20230612\u002F32e3c15caf3288b38582ddbeecec5b7d.png\" class=\"file-preview-image kv-preview-data\" title=\"\" alt=\"\"\u002F>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-family: 隶书, SimLi; font-size: 18px;\">企业要求：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">1、企业成立满两年；且不属于禁止行业，且为增值税纳税人（小规模和一般纳税人）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">2、申请人必须是企业法人代表人且持股20%以 上，或近一年持有30%股份的大股东\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">3、一般纳税人近一年纳税逾期不能超过5次，近2年纳税逾期不能超过10次\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">4、小规模纳税人近一年纳税逾期不能超过2次， 近2年纳税逾期不能超过4次\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">5、应税销售收入0申报次数：\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">一般纳税人：近一年不能超过6 次，近两年不能超过12次\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">小规模纳税人：近一年不能超过 2次，近两年不能超过4次\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">6、应税销售收入近6月且12月同比变化（T-2计算），不能下 降超过50%\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">7、近2年任一年度（自然年）增值税申报&quot;本期已缴税额” 均≠0\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">8、企业年均纳税额在 1 万以上（增值税+所得税）且企业纳税信用等级 C 级以上\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">征信要求：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">借款人无当前无涉诉、无当前逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">不接受白户（有信用卡未使用不算白户，曾经发生过信用行为的不算白户）\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">历史不能出现M3\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">借款人近两年内逾期或欠息在 30 天（含）以内的次数未超过 6 次，近两年不存在逾期或欠息在 60 天以上的信用记录\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">贷记卡查询次数3个月不能超过6次，6个月不能超过10次\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">贷款查询次数3个月不能超过6次，6个月不能超过10次\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">担保查询次数3个月不能超过6次，6个月不能超过10次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px; font-family: 隶书, SimLi;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-family: 隶书, SimLi; font-size: 18px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-family: 隶书, SimLi; font-size: 18px;\">秘籍：征信近3月查询不超10，半年不超14\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-family: 隶书, SimLi; font-size: 18px;\">&nbsp; &nbsp; &nbsp; 逾期半年无2，1年无3\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-family: 隶书, SimLi; font-size: 18px;\">&nbsp; &nbsp; &nbsp; 申请人年龄在25-60周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-family: 隶书, SimLi; font-size: 18px;\">&nbsp; &nbsp; &nbsp; 偏好建筑行业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>","#富民银行   #富税贷","2025-07-10 18:14:28","易企胜","",134,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829686509]