[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-140":3,"articles-for-recommend-140":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},140,"额度高达200万，无需担保 资料齐全，快至一天放款 专为企业经营者定制税金贷产品 法人\u002F股东都能操作","\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20230531\u002F18b74c1370bd4c3cb8ae03ccd4013b33.png\" title=\"18b74c1370bd4c3cb8ae03ccd4013b33.png\" alt=\"18b74c1370bd4c3cb8ae03ccd4013b33.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cstrong>\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">企融帮解析\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">产品名称：平安银行\u003C\u002Fspan>\u003Cspan style=\"font-family:宋体\">——新微贷\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">申请入口：\u003C\u002Fspan>\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">后台拿码或联系客服\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;color: rgb(68, 68, 68);letter-spacing: 0;font-size: 16px\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cstrong>\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">平安银行\u003C\u002Fspan>\u003Cspan style=\"font-family:宋体\">——新微贷产品大纲\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">01 产品要素\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">额度高：额度高达\u003C\u002Fspan>\u003Cspan style=\"font-family:宋体\">200万，无需担保\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">放款快：资料齐全，快至一天放款\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">税金贷：专为企业经营者定制税金贷产品\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;color: rgb(68, 68, 68);letter-spacing: 0;font-size: 16px\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">02 准入要求\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">借款人要求\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">借款人年龄\u003C\u002Fspan>\u003Cspan style=\"font-family:宋体\">25（含）-65（含）周岁\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">借款人需为企业排名前俩大股东之一\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">借款人需具备一定的债务偿还能力\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;color: rgb(68, 68, 68);letter-spacing: 0;font-size: 16px\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">企业要求\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">1.企业须实际经营，且工商注册时间满15个月\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">2.企业增值税纳税类别为一般纳税人或小规模纳税人，纳税信用良好。企业纳税评级为A、B、M。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">3.最近一个年度增值税纳税额大于0\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">4.纳税连续，可以接受正常可不纳税的情况\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">5.一个企业只能申请一笔新微贷\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">准入行业：批发业、制造业、零售业、商务服务业、道路运输业、计算机与通信、纺织业等；\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">禁入行业：煤炭开采、金属矿采、皮革、毛皮、羽毛及其制品、造纸和印刷业、金属制品业等，以风险发布的《行业负面清单》为准。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;color: rgb(68, 68, 68);letter-spacing: 0;font-size: 16px\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">03 征信要求\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">1.无当前逾期,近两年建议无M累计逾期6次;\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">2.逾期近半不能有M二、近一年不能有M三、近两年不能有M4;\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">3.非银机构贷款不超过三笔且合计金额≤20万 不接受白户(一周后可申请微贷);\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">4.申请人名下≤经营贷款3笔,信用贷款余额<200万;\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-left: 0;text-indent: 0;background: rgb(255, 255, 255)\">\u003Cspan style=\"font-family: 宋体;letter-spacing: 0;font-size: 24px\">\u003Cspan style=\"font-family:宋体\">5.贷款审批查询建议:近一个月≤两次,近两个月≤4次,近一年≤14自然日同一机构查询8次\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>","#平安银行   #新微贷","2025-07-10 18:14:28","易企胜","",137,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829686142]