[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-149":3,"articles-for-recommend-149":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},149,"法人申请、0占股就能批的好产品","\u003Cp>\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 20px;\">微业贷\u003C\u002Fspan>\u003Cspan style=\"font-size: 18px; color: rgb(255, 0, 0);\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 18px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">个人要求\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Csection>\u003Csection>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">1、申请人年龄为18 周岁~70周岁并持有有效身份证的中国大陆居民；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">2、申请人当前无开庭、无被执行、无诉讼、无经营异常及无重大负面信息；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">3、申请人为企业法人，不看占股\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">4、股东不能申请\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003Cspan style=\"font-size: 18px; position: absolute; top: 0px; left: 0px; width: 0.1rem; height: 16.4219px; background: rgb(42, 148, 253); border-radius: 0.6rem;\">\u003C\u002Fspan>企业要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">1、企业经营两年且有两年以上的经营数据\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">2、纳税等级为C级以上\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">3、近两年任一年度增值税纳税额不为 0\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">4、近 6 个月税务方面不存在逾期未缴款\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">5、申请人只能是企业法定代表人\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">6、变更法人: 以税局系统更新为准\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003Cspan style=\"font-size: 18px; position: absolute; top: 0px; left: 0px; width: 0.1rem; height: 16.4219px; background: rgb(42, 148, 253); border-radius: 0.6rem;\">\u003C\u002Fspan>征信要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">1、贷记卡、准贷记卡不可为状态为冻结、呆账、止付\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">2、贷款五级分类状态不可显示为次级、可疑损失,不可出现担保人代偿、以资抵债\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">3、贷款不可出现:24 个月内,M1>6,M4≥1;12 个月内,M3≥1;6 个月内,M2≥1; 准贷记卡不可出现:24 个月内,M1>6 M4≥21;12 个月内,M3≥1;6 个月内,≥1;当前\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">4、对外担保贷款状态显示不可为次级、可疑、损失\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">5、征信查询次数无要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 20px;\">金企贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">个人要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">1、20-60周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">2、企业法人\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003Cspan style=\"font-size: 18px; position: absolute; top: 0px; left: 0px; width: 0.1rem; height: 16.4219px; background: rgb(42, 148, 253); border-radius: 0.6rem;\">\u003C\u002Fspan>企业要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">1、企业成立满两年\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">2、纳税超过1年且纳税评级为ABCM\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">3、近两年任意一年纳税总额不得为0\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">4、无经营异常且近半年主营业务方向未发生变更\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">5、关联企业\u002F法人无重大负面信息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003Cspan style=\"font-size: 18px; position: absolute; top: 0px; left: 0px; width: 0.1rem; height: 16.4219px; background: rgb(42, 148, 253); border-radius: 0.6rem;\">\u003C\u002Fspan>征信要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">1、不能有当前逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">2、近半年2次，近一年无4次，近两年无6次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">3、征信报告上不能出现“保证人代偿”、“资产处置”、“以资抵债”、“呆账”、“冻结”、“止付”等情况\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 20px;\">\u003Cbr\u002F>苏宁微商\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">个人要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">1、企业法人（法人持股无要求）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">2、22-55周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003Cspan style=\"font-size: 18px; position: absolute; top: 0px; left: 0px; width: 0.1rem; height: 16.4219px; background: rgb(42, 148, 253); border-radius: 0.6rem;\">\u003C\u002Fspan>企业要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">1、6个月内企业法人和经营场地不能有变更\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">2、营业执照满18个月（含）以上; 纳税满1年，年缴税1.5万以上\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">3、纳税等级为A\u002FB\u002FC\u002FM，\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">4、无连续6个月不纳税情况\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003Cspan style=\"font-size: 18px; position: absolute; top: 0px; left: 0px; width: 0.1rem; height: 16.4219px; background: rgb(42, 148, 253); border-radius: 0.6rem;\">\u003C\u002Fspan>征信要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">1、企业无对外担保\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">2、五级分 类不可显示为次级、 可疑损失，不可出现担保人代偿、以资抵债\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">3、对外担保贷款状态显示不可为次级、可疑、损失\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">4、个人征信逾期不能有: 1年内不能有任何逾期; 不能有当前逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px 0px 0.1rem; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u003Cspan style=\"font-size: 18px;\">5、非银行机构的查询7天内≤1次 ; 3个月内≤3次\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fsection>\u003C\u002Fsection>\u003C\u002Fp>","#微众   #金城","2025-07-10 18:14:37","易企胜","",133,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829688323]