[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-194":3,"articles-for-recommend-194":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},194,"什么是电商贷？一个“钱”途无量的短平快项目！无视查询！","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0); font-family: 微软雅黑; letter-spacing: 0px;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-family: 微软雅黑; letter-spacing: 0px; font-size: 18px;\">\u003C\u002Fspan>想赚钱就得知道点别人不知道的，\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; color: rgb(0, 0, 0);\">特别是金融顾问，信息差很重要！\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; color: rgb(0, 0, 0); font-size: 16px;\">市面上信贷产品太多了，\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">你懂的人家也懂，你不懂的人家还懂\u003C\u002Fspan>，小众的新兴的电商贷产品，才能助你弯道超车！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0); letter-spacing: 0px; font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">什么是电商贷？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">电商贷，就是能让你弯道超车的赚钱产品！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">TA属于一款保理产品，针对整个商家（你的客户）经营过程中的应收账款。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">（商家平台：抖音、快手、拼多多)\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">简单来说，资方会针对商家已发货，但是买家未确认的这些钱，不会压商家在平台的账期；可以让商家在账期内继续扩大销售额度，以钱赚钱。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">（你把这句话给电商客户说，绝对秒懂！）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\"> \u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231214\u002F42aedd9aa13828c99cc09cc31d899524.png\" title=\"42aedd9aa13828c99cc09cc31d899524.png\" alt=\"42aedd9aa13828c99cc09cc31d899524.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">什么样的客群可做？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"letter-spacing: 0px; font-size: 16px; font-family: 微软雅黑;\">①年龄不超60周岁，在3大平台有1个月以上结算数据的商家；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">②近1个月已发货订单金额大于10万，退货率小于50%；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"letter-spacing: 0px; font-size: 16px; font-family: 微软雅黑;\">③经营性质：除保健品之外的任意电商平台允许经营的品类均可。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">周期和利率多久？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">①以第一笔放款来举例，商家平台结算完所有订单为1个周期，后续再用资金以结算周期时长类推\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">②短平快产品，只按资金成本来论，详情请单独沟通客服\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">额度怎么评估？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">①比如已发货待结算订单100万，去掉20%退货率，再乘以80%订单金额即为60万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">②最高可达发货订单金额的80%，且可按日滚动叠加\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">需要报备什么资料？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">如何下载三大平台数据，联系我们客服发送具体步骤文档即可。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231214\u002Ff4079ab39dcbe8766617ab2a9c08dd93.png\" title=\"f4079ab39dcbe8766617ab2a9c08dd93.png\" alt=\"f4079ab39dcbe8766617ab2a9c08dd93.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">办理时间和还款方式？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">①报备相应的资料给我们，资金方会在1个工作日内审核完成，然后更换相应的可控手机号，再开监管账户等，从报备到放款约3天。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">②自动从商家平台回款中扣除，每回一个单子款项，从其中扣掉一笔，直到结清为止\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; background-color: rgb(255, 255, 0);\">是否可以续贷？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">可以，只要监管账户未关闭，每日都可查看之前累计的待结算金额生成的款项，客户可自行提取使用\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">已有\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0); background-color: rgb(255, 255, 0);\">电商贷直播精讲\u003C\u002Fspan>，请关注\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0); background-color: rgb(255, 255, 0);\">《\u003Cspan style=\"color: rgb(255, 0, 0); background-color: rgb(255, 255, 0); font-family: 微软雅黑;\">企融帮数科\u003C\u002Fspan>》公众号\u003C\u002Fspan>直播回放~\u003C\u002Fspan>\u003C\u002Fp>","#电商贷","2025-07-10 18:15:07","易企胜","",142,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829689581]