[{"data":1,"prerenderedAt":73},["ShallowReactive",2],{"article-195":3,"articles-for-recommend-195":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},195,"小微企业最值得做的发票贷！渣打银行-逸商贷（查询超松可降息）","\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible; font-size: 15px; background-color: rgb(255, 251, 0); color: rgb(255, 0, 0); box-sizing: border-box !important; word-wrap: break-word !important;\">发现没！\u003C\u002Fspan>\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-size: 15px; font-family: 微软雅黑; visibility: visible; box-sizing: border-box !important; word-wrap: break-word !important;\">现在企业贷产品都不好批了‍‍‍‍‍‍‍‍‍，慢慢的都在缩紧风控！咋办呢？换个风控明确的产品！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-size: 15px; font-family: 微软雅黑; visibility: visible; box-sizing: border-box !important; word-wrap: break-word !important;\">比如\u003C\u002Fspan>\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible; font-size: 15px; color: rgb(255, 0, 0); box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important; word-wrap: break-word !important;\">渣打银行-逸商贷\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri; padding: 0px; outline: 0px; max-width: 100%; font-size: 15px; visibility: visible; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible;\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important; word-wrap: break-word !important;\">（发票贷）\u003C\u002Fstrong>~ \u003C\u002Fspan>\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible; color: rgb(255, 0, 0); background-color: rgb(255, 251, 0);\">可降息，联系详谈\u003C\u002Fspan>\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible;\">！\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Calibri; font-size: medium; visibility: visible; line-height: 2em; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"background-color: rgb(255, 255, 0);\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">特多优势：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Calibri; font-size: medium; visibility: visible; line-height: 2em; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">1.法人可以是白户，可以不占股\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Calibri; font-size: medium; visibility: visible; line-height: 2em; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">2.年龄最高到69周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Calibri; font-size: medium; visibility: visible; line-height: 2em; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">3.\u003C\u002Fspan>\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible; font-size: 15px; color: rgb(255, 0, 0); box-sizing: border-box !important; word-wrap: break-word !important;\">不看一年外逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Calibri; font-size: medium; visibility: visible; line-height: 2em; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">4.执行、失信、行政处罚都是\u003C\u002Fspan>\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; visibility: visible; font-size: 15px; color: rgb(255, 0, 0); box-sizing: border-box !important; word-wrap: break-word !important;\">只要结案就行；原告都能进\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Calibri; font-size: medium; visibility: visible; line-height: 2em; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; font-size: 15px; visibility: visible; box-sizing: border-box !important; word-wrap: break-word !important;\">5.不看贷款笔数\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Calibri; font-size: medium; visibility: visible; line-height: 2em; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; font-size: 15px; visibility: visible; box-sizing: border-box !important; word-wrap: break-word !important;\">6.可以断票\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Calibri; font-size: medium; line-height: normal; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px; font-family: 微软雅黑; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231222\u002Fb8fca0445e11a23e9270009a913f0501.png\" title=\"b8fca0445e11a23e9270009a913f0501.png\" alt=\"b8fca0445e11a23e9270009a913f0501.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"white-space: normal; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Calibri; font-size: medium; line-height: 2em; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-family: 微软雅黑; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">渣打-逸商贷参考大纲！\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">法人要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0px; font-family: 微软雅黑;\">申请年龄：\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; color: rgb(255, 0, 0); letter-spacing: 0px;\">25-70岁，仅限企业法人\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; letter-spacing: 0px;\">个人逾期：\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; letter-spacing: 0px; background-color: rgb(255, 251, 0);\">当前无1，半年无2，一年无3\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0px; font-family: 微软雅黑;\">个人查询：\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; letter-spacing: 0px; color: rgb(255, 0, 0);\">白户准入\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; letter-spacing: 0px;\">；不看小贷，\u003C\u002Fspan>\u003C\u002Fspan>\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; letter-spacing: 0px; font-size: 15px; background-color: rgb(255, 251, 0); box-sizing: border-box !important; word-wrap: break-word !important;\">近一年查询≤21次\u003C\u002Fspan>\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-size: 15px; font-family: 微软雅黑; letter-spacing: 0px; color: rgb(255, 0, 0); box-sizing: border-box !important; word-wrap: break-word !important;\">（仅限贷款+信用卡审批，重复算1次）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; letter-spacing: 0px; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">企业要求：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0);\">1.企业成立满\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0);\">3\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0);\">年，法人变更满\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0);\">1\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0);\">年\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cspan style=\"font-size: 15px; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; letter-spacing: 0px;\">2.申请人经营性负债不能超年开票\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑;\">额40%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">3.一年以上开票记录 340万-1.03亿之间\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">4.近1年同比下滑≤40%，不限断票\u003C\u002Fspan>\u003C\u002Fp>\u003Csection>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0); font-family: 微软雅黑; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">禁入行业：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">大宗、娱乐、钢贸、房地产、投资、金融行业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong style=\"color: rgb(255, 0, 0); padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">开放地区：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-style: italic; font-size: 16px;\">北京，天津，上海，重庆\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-style: italic; font-size: 16px;\">河北省，山东省，江苏省，浙江省，广东省，辽宁省，湖北省，湖南省，江西省，四川省，厦门省，福建省，陕西省，云南省\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-style: italic; font-size: 16px;\">河南省：郑州，洛阳，开封，许昌，焦作，新乡\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-style: italic; text-decoration: underline; font-size: 16px;\">安徽省：马鞍山\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-style: italic; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"background-color: rgb(255, 255, 0); color: rgb(255, 0, 0); font-size: 16px;\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(255, 0, 0); background-color: rgb(255, 255, 0); padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; font-size: 15px; box-sizing: border-box !important; word-wrap: break-word !important;\">放款小技巧：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-size: 15px; text-align: justify; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; color: rgb(255, 0, 0); background-color: rgb(255, 255, 255); box-sizing: border-box !important; word-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Csection>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">1.不管批多少，100万以内可拍电子版资料上报，\u003Cspan style=\"font-family: 微软雅黑; padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0);\">2-3天内全额放款至渣打对公户，无需下户，无需网点开户\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">2.如审批100万以上，客户仅需100万，申报后也可直接处理，无需下户\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3.如审批100以上，也需\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">放100以上，则本地有渣打分支行方可\u003C\u002Fspan>下户处理\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003C\u002Fsection>\u003Cp style=\"margin-top: 0px; margin-bottom: 24px; white-space: normal; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; font-family: Calibri; font-size: medium; line-height: 2em; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; font-family: 微软雅黑; color: rgb(255, 0, 0); background-color: rgb(255, 255, 255); box-sizing: border-box !important; word-wrap: break-word !important;\">渣打银行发票贷\u003C\u002Fspan>\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; font-family: 微软雅黑; color: rgb(255, 0, 0); background-color: rgb(255, 251, 0); box-sizing: border-box !important; word-wrap: break-word !important;\">提前预估额度公式：\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0); font-family: 微软雅黑; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">年开票\u002F12*(利润率5-10)%*(55-65)% ＞ 月负债\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 82, 255); font-family: 微软雅黑; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">1）当前负债=信用卡当前使用额度\u002F10+其他月还款额度+先息贷款\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 82, 255); font-family: 微软雅黑; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">2）先息举例100万，先息 12期，金额100万\u002F200（\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0);\">1年以上除50，\u003Cspan style=\"color: rgb(0, 82, 255); font-family: 微软雅黑; font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; background-color: rgb(255, 255, 0); box-sizing: border-box !important; word-wrap: break-word !important;\">能证明一年一回本\u003C\u002Fspan>可除200\u003C\u002Fspan>），月还款负债只算5000\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 82, 255); font-family: 微软雅黑; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">3）减去月负债的差额，1万差额基本就是30万额度\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cstrong style=\"padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; box-sizing: border-box !important; word-wrap: break-word !important;\">举个栗子：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">企业开票1000万，等额+先息总计算负债3万，信用卡负债3千，得出月负债共计3.3万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">最差公示：月收入=1000万\u002F12*5%*55%≈2.3万（放弃pass）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑;\">理想公示：月收入=1000万\u002F12*10%*55%≈4.6万\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; color: rgb(255, 0, 0);\">（减去负债3.3万，预估审批39万额度）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: normal;\">\u003Cspan style=\"padding: 0px; outline: 0px; max-width: 100%; font-family: 微软雅黑; color: rgb(255, 0, 0); font-size: 16px; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-family: 微软雅黑; background-color: rgb(255, 255, 0); font-size: 16px;\">如何降息：\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fsection>","#渣打银行 #渣打发票贷 #渣打逸商贷","2025-07-10 18:15:07","易企胜","",136,2,{"code":4,"message":5,"data":17,"meta":69},[18,24,29,34,39,44,49,54,59,64],{"id":19,"title":20,"cover_img":21,"is_pay":22,"create_time":23},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png",1,"2026-04-16 09:46:33",{"id":25,"title":26,"cover_img":27,"is_pay":22,"create_time":28},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":30,"title":31,"cover_img":32,"is_pay":22,"create_time":33},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":35,"title":36,"cover_img":37,"is_pay":22,"create_time":38},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":40,"title":41,"cover_img":42,"is_pay":22,"create_time":43},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":45,"title":46,"cover_img":47,"is_pay":22,"create_time":48},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":50,"title":51,"cover_img":52,"is_pay":22,"create_time":53},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":55,"title":56,"cover_img":57,"is_pay":22,"create_time":58},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":60,"title":61,"cover_img":62,"is_pay":22,"create_time":63},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":65,"title":66,"cover_img":67,"is_pay":22,"create_time":68},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":70,"per_page":71,"current_page":22,"last_page":72},665,10,67,1776829689589]