[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-198":3,"articles-for-recommend-198":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},198,"瀚华全系产品培训，瀚华发票贷&瀚华中标贷的优质客户画像分享","\u003Cp style=\"margin: 5px 0px; font-family: 等线; font-size: 16px; line-height: 16px;\">\u003Cspan style=\"font-size: 18px;letter-spacing: 0;vertical-align: baseline\">\u003Cspan style=\"letter-spacing: 0px; vertical-align: baseline; font-size: 18px;\">\u003C\u002Fspan>直接上干货\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;font-family: PingFangSC-Medium;font-weight: bold;color: rgb(255, 255, 255);background: rgb(51, 51, 51);letter-spacing: 2px;vertical-align: baseline\">优质客户画像：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0;vertical-align: baseline\">1、年开票金额50-30000万元\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0;vertical-align: baseline\">2、近60天有开票记录\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0;vertical-align: baseline\">3、近12个月有效开票月数大于8个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0;vertical-align: baseline\">4、最早开票日期距今≥12个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;letter-spacing: 0;vertical-align: baseline\">【行业偏好】：批发和零售、科学研究和技术服务业、房屋建筑业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;font-family: PingFangSC-Medium;font-weight: bold;color: rgb(255, 255, 255);background: rgb(51, 51, 51);letter-spacing: 2px;vertical-align: baseline\">产品要素：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">1、最高额度：300万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">2、借款利率：月息0.7%-1.07%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">3、借款期限：3\u002F6\u002F9\u002F12期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">4、还款方式：等额本息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">5、放款银行：重庆富民银行（大部分）、亿联银行、振兴、华瑞\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">6、提前还款：支持，还款1期以后可提前还，无违约金；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">7、额度有效期：3个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;font-family: PingFangSC-Medium;font-weight: bold;color: rgb(255, 255, 255);background: rgb(51, 51, 51);letter-spacing: 2px;vertical-align: baseline\">准入要求：\u003C\u002Fspan>\u003C\u002Fp>\u003Ch4 class=\"paragraph text-align-type-left tco-title-heading 4\" style=\"line-height: 24.3467px;margin-top: 0;margin-bottom: 0;margin-left: 0;font-size: 15px\">\u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">申请人准入要求\u003C\u002Fspan>\u003C\u002Fh4>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">1、企业法定代表人申请\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">2、法定代表人年龄22岁（含）-60岁（含）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">3、法人变更6个月以上；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">4、法人股权占＞5%；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">5、法人占股＜5%或变更＜6个月系统会拒绝，若能加原法人或大股东担保可找渠道经理复议\u003C\u002Fspan>\u003C\u002Fp>\u003Ch4 class=\"paragraph text-align-type-left tco-title-heading 4\" style=\"line-height: 24.3467px;margin-top: 0;margin-bottom: 0;margin-left: 0;font-size: 15px\">\u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">申请企业准入要求\u003C\u002Fspan>\u003C\u002Fh4>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">1、企业成立不低于1年（＞365天）；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">2、企业工商信息：分公司”或企业类型中出现“国有控股”“集体所有制”“全民所有制”“国有独资”“合作社”等，不介入；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">3、对外投资禁入行业不介入；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">4、企业命中清算信息、欠税公告，不介入；\u003C\u002Fspan>\u003C\u002Fp>\u003Ch4 class=\"paragraph text-align-type-left tco-title-heading 4\" style=\"line-height: 24.3467px;margin-top: 0;margin-bottom: 0;margin-left: 0;font-size: 15px\">\u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">开票要求\u003C\u002Fspan>\u003C\u002Fh4>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;1、近一年开票规模50万-1.5亿，部分优质行业客户可放宽至2亿元，中标贷放款到3亿；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;2、开票历史≥12个月，近12个月无开票月份≤4，近60天需有开票；\u003C\u002Fspan>\u003C\u002Fp>\u003Ch4 class=\"paragraph text-align-type-left tco-title-heading 4\" style=\"line-height: 24.3467px;margin-top: 0;margin-bottom: 0;margin-left: 0;font-size: 15px\">\u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">征信要求\u003C\u002Fspan>\u003C\u002Fh4>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;1、征信白户：法人不能为征信白户\u002F广义征信白户，若为白户，需加担保；(白户可以申请）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;2、征信逾期：无当前逾期，近一年逾期次数不大于7次等等，近两年不能逾期到“2”\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;3、征信查询：近一年其他机构征信查询未放款不能超过15次；本人近一月查询不超过2次；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;4、网贷查询：近一个月不超过5次，近6个月不超过18次；\u003C\u002Fspan>\u003C\u002Fp>\u003Ch4 class=\"paragraph text-align-type-left tco-title-heading 4\" style=\"line-height: 24.3467px;margin-top: 0;margin-bottom: 0;margin-left: 0;font-size: 15px\">\u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">特殊行业的开票上限&nbsp;\u003C\u002Fspan>\u003C\u002Fh4>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">除以下行业外，支持的年开票上限为≤1亿；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;①医贸&nbsp;（2亿）&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;②板材&nbsp;（2亿）&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;③建筑、工程（1.3亿）&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;④设备器材（1.3亿）&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;⑤食品饮料（1.3亿）&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;⑥塑料、橡胶、包装制品、纸制品&nbsp;（1.3亿）&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">&nbsp;&nbsp;⑦人力资源外包公司\u003C\u002Fspan>\u003C\u002Fp>\u003Ch4 class=\"paragraph text-align-type-left tco-title-heading 4\" style=\"line-height: 24.3467px;margin-top: 0;margin-bottom: 0;margin-left: 0;font-size: 15px\">\u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">关于瀚华中标贷\u003C\u002Fspan>\u003C\u002Fh4>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Helvetica Neue&#39;;font-weight: bold;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">1）中标贷准入要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">1、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">优质客户可单独申请：①先息后本-3个月；②组合-前3期还利息，4-12期等额本息；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">2、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(255, 0, 0);letter-spacing: 0;vertical-align: baseline\">企业近一年有国央企、政府企事业单位的中标记录；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">3、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">近60天有开票记录；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">4、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">近一年开票规模50-30000万；&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">5、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">近一年与上一年开票下滑不超过50%；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">6、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">法定代表人年龄22岁（含）-60岁（含）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">7、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">法人变更6个月以上；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">8、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">当前无大额诉讼或执行中案件\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">9、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">非黑名单、失信人&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">10、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">当前逾期金额不超过1000元；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 16px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">11、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">近半年网贷查询不超过35次；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Helvetica Neue&#39;;font-weight: bold;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">中标信息查询方法\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">•&nbsp;登录天眼查www.tianyancha.com，搜索企业名称，查看“招投标”信息：&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">①确认“供应商”是否有申请企业；&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">②中标日期是否在一年内；&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; font-family: 等线; font-size: 16px; line-height: 16px;\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">③确认“采购人”是否是国央企、事业单位、政府。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; font-family: 等线; font-size: 16px; line-height: 16px;\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002Fbe9d1b6730b320ac87354b31fbd5bef8.png\" title=\"be9d1b6730b320ac87354b31fbd5bef8.png\" alt=\"be9d1b6730b320ac87354b31fbd5bef8.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; font-family: 等线; font-size: 16px; line-height: 16px;\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">中标贷客户案例\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; font-family: 等线; font-size: 16px; line-height: 16px;\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002Fdbeb82e19ef0e57e1e8d2097bff2d9c8.png\" title=\"dbeb82e19ef0e57e1e8d2097bff2d9c8.png\" alt=\"dbeb82e19ef0e57e1e8d2097bff2d9c8.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; font-family: 等线; font-size: 16px; line-height: 16px;\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;font-family: PingFangSC-Medium;font-weight: bold;color: rgb(255, 255, 255);background: rgb(51, 51, 51);letter-spacing: 2px;vertical-align: baseline\">开发区域：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;font-weight: bold;letter-spacing: 0;vertical-align: baseline\">全国开放（部分特殊区域除外）&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;font-weight: bold;font-style: italic;letter-spacing: 0;vertical-align: baseline\">特殊区域包括：&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">①港澳台、西藏、新疆未开放；&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(23, 74, 115);letter-spacing: 0;vertical-align: baseline\">②福建部分\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(255, 0, 0);letter-spacing: 0;vertical-align: baseline\">未开放\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(23, 74, 115);letter-spacing: 0;vertical-align: baseline\">城市\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;font-weight: bold;color: rgb(23, 74, 115);letter-spacing: 0;vertical-align: baseline\">：\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(23, 74, 115);letter-spacing: 0;vertical-align: baseline\">宁德、莆田市，龙岩市（武平、长汀）、&nbsp;三明市（宁化、建明）、南平市（光泽、蒲城、松溪、郑和）；&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(23, 74, 115);letter-spacing: 0;vertical-align: baseline\">③西北部分\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(255, 0, 0);letter-spacing: 0;vertical-align: baseline\">开放城市：\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(23, 74, 115);letter-spacing: 0;vertical-align: baseline\">内蒙（呼和浩特）；甘肃（兰州、天水、&nbsp;庆阳）；青海（西宁）；宁夏（银川）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;font-family: PingFangSC-Medium;font-weight: bold;color: rgb(255, 255, 255);background: rgb(51, 51, 51);letter-spacing: 2px;vertical-align: baseline\">禁入行业：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Helvetica Neue&#39;;letter-spacing: 0;vertical-align: baseline\">服务业、金融业（银行、证券、基金、保险、信托等）、房地产业（含物业管理）、法律服务、人力资源服务、娱乐业\u002F居民服务业（美容美发、洗浴、保健、歌舞厅、网吧、游乐园、彩票&nbsp;\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;font-family: &#39;Helvetica Neue&#39;;letter-spacing: 0;vertical-align: baseline\">、婚庆、殡葬等）、城市公共交通运输（公交、轻轨、出租车运营、公路旅客运输等）等。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">详细如下：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; font-family: 等线; font-size: 16px; line-height: 16px;\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Microsoft YaHei&#39;;letter-spacing: 0;vertical-align: baseline\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002F9b93fcfef9b1edfa0bd9238abfa79785.png\" title=\"9b93fcfef9b1edfa0bd9238abfa79785.png\" alt=\"9b93fcfef9b1edfa0bd9238abfa79785.png\"\u002F>\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; font-family: 等线; font-size: 16px; line-height: 16px;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Ch4 class=\"paragraph text-align-type-left tco-title-heading 4\" style=\"line-height: 24.3467px;margin-top: 0;margin-bottom: 0;margin-left: 22px;font-size: 15px\">\u003Cspan style=\"font-size: 15px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">1、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 16px;font-family: &#39;Microsoft YaHei&#39;;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">扫码注册\u002F登录\u003C\u002Fspan>\u003C\u002Fh4>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Helvetica Neue&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">选择【瀚华发票贷】产品码点击右下角【马上申请】，\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">填写用户\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;color: rgb(255, 0, 0);letter-spacing: 0;vertical-align: baseline\">本人常用实名制手机号\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">完成登录，若是新用户首次登录需完成个人认证及企业认证（输入姓名、身份证号、企业名称、企业税号自动带出）；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; font-family: 等线; font-size: 16px; line-height: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002Fc100d0131c8fa2101de044cf9686b09a.png\" title=\"c100d0131c8fa2101de044cf9686b09a.png\" alt=\"c100d0131c8fa2101de044cf9686b09a.png\"\u002F>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Ch4 class=\"paragraph text-align-type-left tco-title-heading 4\" style=\"line-height: 24.3467px;margin-top: 0;margin-bottom: 0;margin-left: 22px;font-size: 15px\">\u003Cspan style=\"font-size: 15px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">2、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">发票数据采集\u002F确认\u003C\u002Fspan>\u003C\u002Fh4>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 20.8px\">\u003Cspan style=\"font-size: 15px;font-family: &#39;Helvetica Neue&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">手机端在线认证发票数据，按提示填写国税账号+密码完成授权后约2-10分钟处理完成；再进行【数据确认】，如之前采集过发票数据，则直接进入数据确认页面。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002F64087475234351a0d9f52110693357f2.png\" title=\"64087475234351a0d9f52110693357f2.png\" alt=\"64087475234351a0d9f52110693357f2.png\"\u002F>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Ch4 class=\"paragraph text-align-type-left tco-title-heading 4\" style=\"line-height: 24.3467px;margin-top: 0;margin-bottom: 0;margin-left: 22px;font-size: 15px\">\u003Cspan style=\"font-size: 15px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">3、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">信息补充填写\u003C\u002Fspan>\u003C\u002Fh4>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">上传营业执照及本人身份证照片，补充个人基本信息；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002Ffd8006fb379a406e75a17590d4c188f9.png\" title=\"fd8006fb379a406e75a17590d4c188f9.png\" alt=\"fd8006fb379a406e75a17590d4c188f9.png\"\u002F>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cspan style=\"letter-spacing: 0px; vertical-align: baseline;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">4、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">征信授权\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">填写借款需求，并点击“去授权”进行征信授权，状态变成授权成功；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002Ff98a5b6daba3cd678c6c4ebbcdc58586.png\" title=\"f98a5b6daba3cd678c6c4ebbcdc58586.png\" alt=\"f98a5b6daba3cd678c6c4ebbcdc58586.png\"\u002F>\u003Cspan style=\"letter-spacing: 0px; vertical-align: baseline;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;font-family: 微软雅黑;letter-spacing: 0;vertical-align: baseline\">5、&nbsp;\u003C\u002Fspan> \u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">提交系统审批\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0 4px 22px;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">提交审批，等银行审核；一般95%的客户由系统审批，会在30分钟内出授信结果；5%左右的客户会进入到人工审核，1个工作日左右出授信结果；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;font-family: PingFangSC-Medium;font-weight: bold;color: rgb(255, 255, 255);background: rgb(51, 51, 51);letter-spacing: 2px;vertical-align: baseline\">借款申请流程：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002Fdf15314d07d50ab448d10ab713dadae8.png\" title=\"df15314d07d50ab448d10ab713dadae8.png\" alt=\"df15314d07d50ab448d10ab713dadae8.png\"\u002F>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;letter-spacing: 0;vertical-align: baseline\">1、\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">借款申请填写及绑定银行卡\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">用户需要扫产品码登陆进入到用户列表，选择“瀚华发票贷”订单上的【去借钱】按钮进行提款操作，（如设置了控制放款功能，用户点去借钱提交提现申请，需渠道在后台审批通过后，用户才能继续进行提款操作）；填写借款金额、期限、选择还款方式，并绑定本人一类银行卡；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002F387b978d095047bf8022f1cd8af44288.png\" title=\"387b978d095047bf8022f1cd8af44288.png\" alt=\"387b978d095047bf8022f1cd8af44288.png\"\u002F>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;letter-spacing: 0;vertical-align: baseline\">2、\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">借款人合同签约\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">&nbsp;绑卡成功后点击【返回】按钮；再点击【去签约】按钮，签署借款合同；（\u003C\u002Fspan>\u003Cspan style=\"font-size: 15px;font-family: &#39;Helvetica Neue&#39;;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">银行资金放款，一般会出现3-4个合同，逐步点阅读并同意即可）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002F4ea2851a620286e9bac9ac434db20a24.png\" title=\"4ea2851a620286e9bac9ac434db20a24.png\" alt=\"4ea2851a620286e9bac9ac434db20a24.png\"\u002F>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;letter-spacing: 0;vertical-align: baseline\">3、\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;color: rgb(26, 26, 26);letter-spacing: 0;vertical-align: baseline\">担保人合同签约\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0;font-family: 等线;font-size: 16px;line-height: 20.32px\">\u003Cspan style=\"font-size: 15px;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">若少部分客户在审批时添加了担保人；借款人签署完合同之后，担保人也需要签署担保合同；担保人扫码，手机号登陆后按提示进行签约即可。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;font-family: PingFangSC-Medium;font-weight: bold;color: rgb(255, 255, 255);background: rgb(51, 51, 51);letter-spacing: 2px;vertical-align: baseline\">还款流程：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 15px;color: rgb(51, 51, 51);letter-spacing: 0;vertical-align: baseline\">放款资方有富民银行，亿联银行等；可按以下流程查看还款计划表；需用绑定银行卡转账至放款银行的二类账户中；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002Fcc9f4d64c0b7acd0853024df1d6d4f18.png\" title=\"cc9f4d64c0b7acd0853024df1d6d4f18.png\" alt=\"cc9f4d64c0b7acd0853024df1d6d4f18.png\"\u002F>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002F956cddf0d70429303825b0eb7e29a54a.png\" title=\"956cddf0d70429303825b0eb7e29a54a.png\" alt=\"956cddf0d70429303825b0eb7e29a54a.png\"\u002F>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 5px 0;font-family: 等线;font-size: 16px;line-height: 16px\">\u003Cspan style=\"font-size: 18px;font-family: PingFangSC-Medium;font-weight: bold;color: rgb(255, 255, 255);background: rgb(51, 51, 51);letter-spacing: 2px;vertical-align: baseline\">提前还款：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp class=\"paragraph text-align-type-left\" style=\"margin: 4px 0px; line-height: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20231130\u002F23713f63dbe52bd57ef2905c1a2ba0b8.png\" title=\"23713f63dbe52bd57ef2905c1a2ba0b8.png\" alt=\"23713f63dbe52bd57ef2905c1a2ba0b8.png\"\u002F>\u003C\u002Fp>","瀚华发票贷#瀚华中标贷","2025-07-10 18:15:07","易企胜","",133,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829689189]