[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-253":3,"articles-for-recommend-253":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},253,"五大公积金贷款口子，最后1个太好批了！","\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 18px;\">\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"color: rgb(255, 0, 0); text-decoration: underline;\">\u003Cstrong>\u003Cspan style=\"color: rgb(255, 0, 0); text-decoration: underline; font-size: 16px; font-family: 微软雅黑; letter-spacing: 0px;\">\u003Cem>中信信秒贷\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">产品要素\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.贷款金额:30万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.贷款利息:4.35%-15.4%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.贷款期限:36期\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">(单笔借款12期)\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.还款方式:等额本息，\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">先息后本\u003C\u002Fspan>，随借随还\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: center;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240218\u002F7efb7128bd23fa23457367c35f93661a.png\" title=\"7efb7128bd23fa23457367c35f93661a.png\" alt=\"7efb7128bd23fa23457367c35f93661a.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">准入要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">1.年龄:20-61周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">2.以下条件5选1\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(1)工资代发客群:在中信银行【代发工资]或通过开薪易代发的本他行【代发工资】，近半年内至少代发6个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(2)公积金客群:需连续缴纳满2年，且近12个月内无断缴，优质单位满12个月即可\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(3)房贷客群:在中信银行有按揭\u002F房产抵押贷款(放款次日即可申请);在他行有住房按揭贷款，正常还满2年\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(4) AUM客群:近6个月月均日余额不低于500且满足连续性、稳定性要求(在中信银行有存款、理财等)\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(5)微贷客群:具有有效学历(本科及以上)、房产、社保、消费等可评价数据\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px; letter-spacing: 0px;\">征信要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">查询近半年≤9次，中信是第10次\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.无当前逾期，两年内不能有2，不超3个1，两年外没有2，不超5个1\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">征信贷款授信总额≤100万，机构数≤3家，非住房按揭笔数≤5笔\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">信用卡使用额度≤80%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: center;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">360公积金贷\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">产品要素\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.贷款金额:\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">50万\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.贷款利息:8.6%-24%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.贷款期限:\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">3-24期\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.还款方式:等额本息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: left;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240218\u002Fa19981c82a58552e9504b37e32ee4b81.png\" title=\"a19981c82a58552e9504b37e32ee4b81.png\" alt=\"a19981c82a58552e9504b37e32ee4b81.png\"\u002F>\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px; letter-spacing: 0px;\">准入要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.年龄：22~55周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.身份证有效期＞1个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.无不良记录：如失信被执行人，欠税，限制消费，征信黑名单，欠款不还，被强制执行，未结案诉讼案件\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.居住时间：在申请城市≥ 1 年\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">5.\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">公积金状态正常且连续6个月缴交\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">征信要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.人行查询次数:\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">(1)近3个月贷款+信用卡查询≤6次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">(2)近3个月贷款+信用卡+保前+担保查询≤7次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">(3)近6个月≤10次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.逾期情况:\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(1)当前无逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(2)近6个月不能有超过1个月逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(3)近12个月不能有超过2个月逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(4)近24个月不能有超过4个月逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">负债要求:除房贷\u002F车贷外，(贷款月供+信用卡余额*10%) ≤10万\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.标准户:信用历史满6个月;近6个月有正常还款记录;有房贷、车贷记录或者信用卡在用\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: center;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">新网公积金贷（好人贷）\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">产品要素\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.贷款金额:100万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.贷款利息:7.92%起\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.贷款期限:\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">12-60期\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.还款方式:\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">等额本息，先息后本\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: center;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240218\u002Ff021294a05eb8b1961474aaf48aec7fb.png\" title=\"f021294a05eb8b1961474aaf48aec7fb.png\" alt=\"f021294a05eb8b1961474aaf48aec7fb.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">准入要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.年龄：22-55周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">满足以下任意条件即可：\u003C\u002Fspan>\u003Cbr\u002F>(1)国企、央企、事业单位、学校、医院、上市企业、优良单位客户\u003Cbr\u002F>(2)私营企业员工在现单位工作满1年，且公积金存缴满1年（基数越高越好）\u003Cbr\u002F>(3)有月供房客户（抵押，按揭都可）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">征信要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.当前不能有逾期，1年内不能有2，历史不能有3\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">近3个月查询不超6次\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.优良单位员工个人负债≤80万(信用贷)\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.私企员工个人负债≤50万(信用贷)\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">5.\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">信用卡使用率≤80%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\";font-family: Calibri;font-size: 14px;white-space: normal\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: center;\">\u003Cem>\u003Cspan style=\"color: rgb(255, 0, 0); text-decoration: underline;\">\u003Cstrong>\u003Cspan style=\"color: rgb(255, 0, 0); text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">华瑞航旅贷\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">产品要素\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.贷款金额:20万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.贷款利息:7%-24%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.贷款期限:3-24期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.还款方式:等额本息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: center;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240218\u002F99e38e2e3172b767e1da8fb0b5d26e43.png\" title=\"99e38e2e3172b767e1da8fb0b5d26e43.png\" alt=\"99e38e2e3172b767e1da8fb0b5d26e43.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">准入要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.年龄:18-55周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.本人实名手机号且使用>6个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">3.满足任意一点即可进件\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(1)有连续缴纳社保\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(2)有连续缴纳公积金\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">(3)有稳定收入(核实个税)\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">征信要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.无当前逾期，无连3累6；近6个月内无M2，近12个月内无M3\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.累计逾期次数:近3个月<2次，近6个月<3次，近1年<6次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.无冻结、呆账、核销、次级、可疑、担保代偿等异常信息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">查询次数:1个月内<6次，3个月内<8次，半年<15次，1年<20次(只看贷款审批，信用卡审批)\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">5.负债机构数:未结清机构数<9家;未结清信用贷款余额<50w\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">6.负债收入比<150%，\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">贷记卡额度使用率<90%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">7.非征信白户\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: center;\">\u003Cem>\u003Cspan style=\"color: rgb(255, 0, 0); text-decoration: underline;\">\u003Cstrong>\u003Cspan style=\"color: rgb(255, 0, 0); text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">中邮公积金\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">产品要素\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.贷款金额:20万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.贷款利息:7.2%-2.376%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.贷款期限:\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">3-36期\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">4.还款方式:等额本息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: center;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240218\u002F93b485b966994e6985aba816ab03aed0.png\" title=\"93b485b966994e6985aba816ab03aed0.png\" alt=\"93b485b966994e6985aba816ab03aed0.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">准入要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.年龄23-50周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.有公积金\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">当前缴存单位公积金已连续缴存6个月以上，当前公积金缴存状态正常且最新缴存记录在2个月以内\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">征信要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1.当前不能有逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2.不能是白户\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3.查询要求:\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">1个月不超4次，3个月不超9次，6个月不超15次，1年不超23次(看信用卡审批+贷款审批次数)\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; 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