[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-257":3,"articles-for-recommend-257":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},257,"360公积金贷~全国准入，你都想不到的爆款黑马！","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0);\">最高50万，\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑;\">相比近期很火的中邮和南银法巴的公积金贷最高只有20万来说非常有优势；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑;\">只需要\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0);\">公积金缴纳6个月以上\u003C\u002Fspan>就可以申请；\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0);\">没有在贷机构数的要求\u003C\u002Fspan>，征询查询要求相对中邮和南银法巴要严格一些，所以如果要3个一起做的话，\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0);\">建议顺序是360公积金贷、南银法巴，最后是中邮的公积金贷\u003C\u002Fspan>；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑;\">同时360公积金贷还可以提额，个税、微信支付宝账单和车辆等；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0);\">产品优势：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑;\">门槛低，对在贷机构数无要求，只要求缴纳半年公积金，更换公司缴纳不影响，\u003Cspan style=\"font-family: 微软雅黑; color: rgb(255, 0, 0);\">只看个人负债\u003C\u002Fspan>。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: center;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240205\u002F4ce893f4aef6c669309c6a02288f576c.png\" title=\"4ce893f4aef6c669309c6a02288f576c.png\" alt=\"4ce893f4aef6c669309c6a02288f576c.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">产品介绍\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">1、产品类型\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px; color: rgb(255, 0, 0);\">额度：最高50万 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">定价：年化9%~24% \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">期限：12、18、24期 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px; color: rgb(255, 0, 0);\">还款方式：等额本息（锁6期） \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">锁期：6期内不支持提前还款（若提前还款，收取借款本金*1.8%违约金） \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">申请流程：扫码申请，后台自取\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">审批方式：系统审核+人工电话审核 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">征信显示：南京银行等\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">2、准入要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px; color: rgb(255, 0, 0);\">1）年龄：22~55周岁（55周岁当天不行） ，身份证有效期＞1个月 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">2）申请人所在地：全国\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px; color: rgb(255, 0, 0);\">3）公积金要求：正常且连续6个月缴交\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">4）无不良记录：如失信被执行人，欠税，限制消费，征信黑名单，欠款不还，被强制执行 ，未结案诉讼案件 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">5）居住时间：在申请城市大于等于 1 年\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">6）禁入人群：全日制在校学生；宗教人士；高危工作人群如潜水、跳伞、蹦极等；无稳定收入人群，如全职家庭主妇，临时搬运工，快递配送，钟点工等；长期难以联络的人员，如海员、军人等；不良嗜好人员 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px; color: rgb(255, 0, 0);\">7）禁入行业：采矿，贷款，美容美发，传销，线下教育培训，酒吧，KTV，洗浴\u002F足浴店，建筑工地非稳定工人； \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">3、征信要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px; color: rgb(255, 0, 0);\">1）查询次数：近3个月贷款+信用卡查询≤6次；近3个月贷款+信用卡+保前+担保查询≤7次，近6个月≤10次 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">2）逾期情况：当前无逾期；近6个月不能有超过1个月逾期；近12个月不能有超过2个月逾期；近24个月不能有超过4个月逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">3）负债要求：除房贷车贷外，贷款+信用卡月供≤10W（信用卡月供=待还余额*10%） ，不太看负债和机构数，对月还款额有要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">4）标准户：近六个月有正常还款记录 & 有房贷、车贷记录或者信用卡在用\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px; color: rgb(255, 0, 0);\">注：查询次数和公积金特别重要，其他轻视，务必符合；若不符合查询，可以试试新网好人贷和中邮公积金贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family:微软雅黑\">申请流程：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">申请材料：身份证，银行卡，公积金信息\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">申请步骤：扫码申请-实名认证-人脸识别-初审通过-资质认证-终审通过\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">需要需要360公积金进件码，可以\u003Cspan style=\"color: rgb(255, 0, 0);\">关注企融帮数科，直接拿码\u003C\u002Fspan>，全国可做\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240205\u002Fd31fd3a7d06d61f2b00095c8b7ff2450.png\" title=\"d31fd3a7d06d61f2b00095c8b7ff2450.png\" alt=\"d31fd3a7d06d61f2b00095c8b7ff2450.png\"\u002F>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">注意事项：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">一、电核问题：人工电核时，一个小时内会打，021开头的电话\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">，朝九晚六，电核本人真实性，用途，其他风险点（有无费用，在哪里知道产品的：微信朋友圈别人发的，然后要的进件码），审核结果短信和公众号推送，节假日正常审核放款\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">二、涉诉问题，被拒风险很大；\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">提交资产验证，如车、个税、账单等，均可提额；\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">不满56周岁也可申请，但是资方很少\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>","#360公积金贷 #360大额尊享贷","2025-07-10 18:15:26","易企胜","",136,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829690208]