[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-26":3,"articles-for-recommend-26":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},26,"新产品100万，近12个月纳税金额≥2000元企业法定代表人，且占股≥20%，企业法人近1年无变更，企业需正常经营，且工商注册时间满24个月，企业为增值税纳税人（含一般纳税人和小规模纳税人）纳税等级A","\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"font-size: 18px;\">\u003Cstrong>中介广告\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"font-size: 18px;\">新产品100万，近12个月纳税金额≥2000元企业法定代表人，且占股≥20%，企业法人近1年无变更，企业需正常经营，且工商注册时间满24个月，企业为增值税纳税人（含一般纳税人和小规模纳税人）纳税等级A、B、M、C；企业近24个月诚信缴税，上一年营业收入≥10万。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20230216\u002F7203d34fd6a99d7bec7da7afbcc0d16b.png\" title=\"7203d34fd6a99d7bec7da7afbcc0d16b.png\" alt=\"7203d34fd6a99d7bec7da7afbcc0d16b.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"font-size: 18px;\">\u003Cstrong>企融帮解析\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"font-size: 18px;\">产品名称：华瑞银行—瑞商贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"font-size: 18px;\">申请入口：\u003Cspan style=\"font-size: 18px; caret-color: rgb(255, 0, 0); color: rgb(255, 0, 0);\">合伙人后台拿码\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"font-size: 18px;\">\u003Cstrong>华瑞银行—瑞商贷产品大纲\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"font-size: 18px;\">01 产品要素\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">1、贷款金额：100万（额度循环，多笔支用）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">2、贷款利息：年化10%-18%\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">3、贷款期限：3\u002F6\u002F9\u002F12期\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">4、还款方式：等额本金\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">5、放款方式：在线开立的华瑞银行Ⅱ类户；提款金额大于30万，需放款至对公账户\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">6、提前还款：按日计息，随借随还\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">7、申请资料：（1）法定代表人实名制手机号码（2）身份证原件\u002F照片（3）营业执照原件\u002F照片（4）企业税局账号及密码（5）常用的银行卡（预留手机号为法定代表人手机号）\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"font-size: 18px;\">02 准入要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">1、年龄：22-55周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">2、申请人：企业法定代表人，且占股≥20%\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">3、企业法人近3年无变更\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">4、企业需正常经营，且工商注册时间满24个月\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">5、企业为增值税纳税人（含一般纳税人和小规模纳税人）\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">6、纳税等级A、B、M、C；企业近24个月诚信缴税，无税务部门依法认定的严重失信情形\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">7、近12个月纳税金额≥2000元\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">8、上一年营业收入≥10万\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"font-size: 18px;\">&nbsp;03 征信要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">1、白户可准入\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">2、当前和12个月内无逾期记录；5年内无不良信用记录\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">3、无任何当前和历史非正常类余额和账户\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">4、无失信被执行人记录\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 18px;\">\u003Cstrong>准入地区&nbsp;\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cspan style=\"font-size: 18px;\">江苏省、浙江省、安徽省、上海市\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">禁入行业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">房地产、金融、娱乐、公共管理、社会保障和社会组织、学校、珠宝、影视、投资\u003C\u002Fspan>\u003C\u002Fp>","#瑞商贷 #华瑞银行 ","2025-07-10 18:13:21","易企胜","",134,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829684638]