[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-285":3,"articles-for-recommend-285":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},285,"有银联收款码流水就能做的9款热门商户贷产品汇总","\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">商户贷产品也是比较多的，是专门针对有银联收款码流水的商户推出的，只要有相应的流水就能申请到低利率的贷款，一般年化在4%左右，本篇文章给大家介绍9款商户贷产品，有银联收款码流水就能做，一起来看看吧。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cspan style=\"user-select: auto !important; font-synthesis: style; font-weight: 600;\">一、\u003C\u002Fspan>\u003Cspan style=\"font-weight: 600;\">民生银行商户快贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; font-size: medium; text-wrap: wrap; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; background-color: rgb(255, 255, 255); user-select: auto !important;\">基于商户POS收单结算流水、聚合支付结算流水开展授信，支持商户自助申请。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; font-size: medium; text-wrap: wrap; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; background-color: rgb(255, 255, 255); user-select: auto !important;\">办理条件：\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; font-size: medium; text-wrap: wrap; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; background-color: rgb(255, 255, 255); user-select: auto !important;\">1、申请人为小微企业持股法定代表人或个体工商户，年满25岁，授信期限届满时 不超过60周岁，信用状况良好。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; font-size: medium; text-wrap: wrap; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; background-color: rgb(255, 255, 255); user-select: auto !important;\">2、用款企业或个体工商户经营正常，成立且实际经营1年(含)以上\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; font-size: medium; text-wrap: wrap; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; background-color: rgb(255, 255, 255); user-select: auto !important;\">3、在我行、他行或各类收单机构办理收单业务，有正常稳定的收单流水。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cspan style=\"user-select: auto !important; font-synthesis: style; font-weight: 600;\">二、瀚华金商贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">1、近12个月正常经营性流水不少于10万，且最近一次交易日期不超过7天;\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">2、额度区间：0-30 万元，年化利率：18%-24%，借款期限：3期 \u002F 6期 \u002F 9期 \u002F 12期，还款方式：等额本息 \u002F 先息后本，支持提前结清、无手续费。\u003C\u002Fp>\u003Cp class=\"ztext-empty-paragraph\" style=\"margin-top: -0.8em; margin-bottom: -0.8em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">3、借款人年龄25-55周岁(不含25岁、55岁)，是个体工商户或者企业法人，持股20%以上;\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">4、个体工商\u002F企业成立1年及以上，工商近1年无法人变更或重大股权变更;\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">5、名称出现“分公司”，或企业类型中出现“国有控股”“集体所有制”“全民所有制”“国有独资”“集体经营单位”，禁入;\u003C\u002Fp>\u003Cp class=\"ztext-empty-paragraph\" style=\"margin-top: -0.8em; margin-bottom: -0.8em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">6、非黑名单、失信人，当前无大额诉讼或执行中案件、无欠税记录。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cspan style=\"user-select: auto !important; font-synthesis: style; font-weight: 600;\">三、苏宁银行商户贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">1、产品介绍：(1)最高额度：20万;(2)年化利率：14%;(3)产品期限：12期;(4)还款方式：等额本息。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">2、申请条件：(1)申请年龄:24周岁~55周岁;(2)申请人为企业法定代表人 (0占股可做)，个体工商户;(3)法人变更不低于6个月;(4)企业成立时长≥12个月;(5)信用卡近6个月使用额度>5000元。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cspan style=\"user-select: auto !important; font-synthesis: style; font-weight: 600;\">四、新网银行好商贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">1、产品介绍：(1)最高额度：50万;(2)年化利率：10.8%-18%;(3)产品期限：12期;(4)还款方式：等额本息。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">2、申请条件：(1)申请年龄:18周岁~60周岁;(2)申请人为企业法定代表人 (0占股可做)，个体工商户;(3)法人变更不低于3个月;(4)企业成立时长≥12个月。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cspan style=\"user-select: auto !important; font-synthesis: style; font-weight: 600;\">五、建设银行惠懂你商户云贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">要求营业执照满一年，使用银联收款码收单(未满1年可以配合开通建行对公账户操作)。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">1、额度：最高300万\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">2、利息：年化4.05%左右先息后本\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">3、年龄：18-65周岁\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">4、收款账户：对公账户(50万以下到本行个人储蓄卡)期限:1年(到期可续贷)\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cspan style=\"user-select: auto !important; font-synthesis: style; font-weight: 600;\">六、工商银行商户贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">工行商户贷，营业执照满一年(正常使用任何银联POS、收款码)一年以上的小微企业\u002F个体工商户均可办理，额度最高300万，年利率3.8左右先息后本半年。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">1、年龄:18-65周岁(含)\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">2、准入要求:①借款人中国国籍(国内居民)；②申请人为个体工商户法人,近1年无法人变更记录；③实际经营满12个月以上，且经营正常，注册资本无需要求；④申请名下非黑名单、失信人员、当前无重大金额诉讼或者执行案件；⑤借款人名下有工商银行或者其他银行，其他机构正常收单群体，且流水稳定的商户；⑥收单流水稳定，且月均不低于1万元。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cspan style=\"user-select: auto !important; font-synthesis: style; font-weight: 600;\">七、农业银行商户e贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">商户银联收款18个月以上商户都可以申请，营业执照满18个月以上。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">准入条件：\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">1、使用农行、其他金融机构、第三方支付机构收单工具(含商户码)，时间满18个月。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">2、仅限个体工商户法人(本人)小微企业法人代表且股东(本人)。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">3、持续稳定收单经营\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">4、年龄65岁以下。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cspan style=\"user-select: auto !important; font-synthesis: style; font-weight: 600;\">八、中国银行商e贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">借款人为从事批发零售或餐饮行业的个体工商户，年龄18岁(含)-70岁(含)经营场所固定且持续经营2年以上，近1年银行卡、微信、支付宝等经营流水。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">贷款金额、期限、利率及还款方式：最高50万，贷款期限1年，利率为3.8%-4.25%，还款方式为先息后本。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">申请资料：借款人及配偶身份证、户口本、婚姻状况材料;营业执照、经营场所证明材料、贷款用途材料等;夫妻双方征信报告。\u003C\u002Fp>\u003Cp class=\"ztext-empty-paragraph\" style=\"margin-top: -0.8em; margin-bottom: -0.8em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cspan style=\"user-select: auto !important; font-synthesis: style; font-weight: 600;\">九、\u003C\u002Fspan>\u003Cspan style=\"font-weight: 600;\">兴业银行兴闪贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; font-size: medium; text-wrap: wrap; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; background-color: rgb(255, 255, 255); user-select: auto !important;\">1、基本要求：①借款人年龄在22-55周岁(含)②借款人无不良征信记录。③个体工商户、小微企业主、持有小微企业10%及以上股份的自然人股东、从事生产经营的农户均可。(法人无需占股)PS:法人变更>6个月即可。\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; font-size: medium; text-wrap: wrap; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; background-color: rgb(255, 255, 255); user-select: auto !important;\">2、流水要求：①必须是中国银联清算商户流水;②半年内笔数75笔，交易量>30万。(套现及异常交易不算)\u003C\u002Fp>\u003Cp style=\"margin-top: 1.4em; margin-bottom: 1.4em; color: rgb(25, 27, 31); font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Microsoft YaHei", "Source Han Sans SC", "Noto Sans CJK SC", "WenQuanYi Micro Hei", sans-serif; font-size: medium; text-wrap: wrap; background-color: rgb(255, 255, 255); user-select: auto !important;\">\u003Cspan style=\"user-select: auto !important; font-synthesis: style; font-weight: 600;\">\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>","商户贷#银联流水","2025-07-10 18:15:26","易企胜","",141,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829689547]