[{"data":1,"prerenderedAt":73},["ShallowReactive",2],{"article-328":3,"articles-for-recommend-328":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},328,"渣打银行逸商贷，不看历史逾期，轻看当前涉诉，仅需企业成立3年，开票符合！","\u003Cp style=\"line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; font-family: 微软雅黑; letter-spacing: 0px;\">本文针对渣打准入和审批时的要点做个总结，产品通透了成功率暴增，10户批出来七八户没问题！\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(255, 0, 0); background-color: rgb(255, 255, 255);\">\u003Cem>\u003Cspan style=\"color: rgb(255, 0, 0); text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; background-image: none; background-position: 0% 0%; background-size: auto; background-repeat: repeat; background-attachment: scroll; background-origin: padding-box; background-clip: border-box; font-size: 16px;\">渣打产品优势：\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cem>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">能做3年期\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">、\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 0);\">\u003Cspan style=\"background-color: rgb(255, 255, 0); font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">被告在诉无执行\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 0); font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">、\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 0); font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">顶格69岁\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 0); font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">、\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 0); font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">无视断票\u003C\u002Fspan>\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">、\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">只看全年的查询次数\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">（超了跳过就可以做）、\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">只看法人不看其他股东\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">（股东黑花无所谓，法人没事就行）、\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline; background-color: rgb(255, 255, 0);\">无视\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">一年外的逾期情况\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: normal;\">\u003Cem>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cem>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; font-size: 16px;\">\u003Cem>\u003Cstrong>\u003Cspan style=\"text-decoration: underline; color: rgb(255, 0, 0);\">2024年3月26日\u003Cspan style=\"font-size: 16px; text-decoration: underline; color: rgb(0, 112, 192);\">（2024年6月18日修改）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; background-color: rgb(84, 141, 212); color: rgb(255, 255, 255);\">\u003Cem>渣打最新变化：行业利率率是0%的该不做还是不做，应税开票废除，只要实际开票超过680万即可申请\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: normal;\">\u003Cem>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(255, 0, 0);\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">特别注明：\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1、\u003C\u002Fspan>\u003Cem>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">系统没有明令且风控特定断票要求\u003C\u002Fspan>\u003C\u002Fem>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">，只要跑系统能出就行，已知案例：遇到开票四五次也有批的，不是很建议不满一年开票就做，只能说开票很大也可以尝试下\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2、逾期不符合的，跳过时间点，符合明面上要求就可以继续申请\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3、\u003C\u002Fspan>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">\u003Cem>历史执行失信有结案证明，执行和失信网拿下就行，行政和环保处罚也是结案就行，\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline; color: rgb(255, 0, 0); background-color: rgb(255, 255, 0);\">不限制时间\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: normal;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline;\">\u003Cem>\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; text-decoration: underline; color: rgb(255, 0, 0); background-color: rgb(255, 255, 0);\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240313\u002F7cfca378279a1cc5ab5532c69a55a1e0.png\" title=\"7cfca378279a1cc5ab5532c69a55a1e0.png\" alt=\"7cfca378279a1cc5ab5532c69a55a1e0.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(255, 0, 0);\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">渣打申请流程：\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">1、法人扫码-->输入手机号，验证码-->录入法人身份证-->录入企业信息-->人脸识别客户进行授权\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">2、客户授权后渣打就会获取客户征信，根据客户申报营业额，系统识别行业代码还有客户征信出一个预审结果\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">3、如果客户有预审额度系统会出两个通道，蓝色的小额通道，和绿色的人工通道\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0);\">这两个通道有一些细微差别，\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px; color: rgb(255, 0, 0); background-color: rgb(255, 255, 0);\">如果你选不好\u003C\u002Fspan>，有额度也会终审被拒！\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">蓝色的小额通道是我们常说的线上通道，这个通道的上限是 100 万，但是不是所有小额通道的上限都是 100万，会看评级，根据评级情况，上限设置成 100万、75万、50万三个档\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: 微软雅黑; font-size: 16px;\">绿色的人工通道，上限是200万，同样有不同的评级情况...\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: normal;\">\u003Cspan style=\"font-family:微软雅黑\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: normal; text-align: center;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240313\u002Faaaa352b57f2a82c9138d9aa32d246fb.png\" title=\"aaaa352b57f2a82c9138d9aa32d246fb.png\" alt=\"aaaa352b57f2a82c9138d9aa32d246fb.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: normal;\">\u003Cspan style=\"font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">客户选择这个通道后会有哪些流程？\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">这个通道的优势是什么？\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">客户如果选择大额的人工通道会出现什么情况？\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">什么情况下应该选择100万的小额通道？\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">为什么有初审额度选错通道会被拒？\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"font-family: Calibri; font-size: 14px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-family: 微软雅黑; letter-spacing: 0px; font-size: 16px;\">逾期不符合标准的客户应该走哪个通道进件才能批？\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>","#渣打银行 #渣打发票贷 #渣打逸商贷","2025-07-10 18:15:33","易企胜","",138,2,{"code":4,"message":5,"data":17,"meta":69},[18,24,29,34,39,44,49,54,59,64],{"id":19,"title":20,"cover_img":21,"is_pay":22,"create_time":23},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png",1,"2026-04-16 09:46:33",{"id":25,"title":26,"cover_img":27,"is_pay":22,"create_time":28},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":30,"title":31,"cover_img":32,"is_pay":22,"create_time":33},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":35,"title":36,"cover_img":37,"is_pay":22,"create_time":38},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":40,"title":41,"cover_img":42,"is_pay":22,"create_time":43},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":45,"title":46,"cover_img":47,"is_pay":22,"create_time":48},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":50,"title":51,"cover_img":52,"is_pay":22,"create_time":53},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":55,"title":56,"cover_img":57,"is_pay":22,"create_time":58},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":60,"title":61,"cover_img":62,"is_pay":22,"create_time":63},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":65,"title":66,"cover_img":67,"is_pay":22,"create_time":68},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":70,"per_page":71,"current_page":22,"last_page":72},665,10,67,1776829690871]