[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-385":3,"articles-for-recommend-385":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},385,"【浦新贷】目前件均276万，赶超浦惠税贷，浦发最好批小微企业信用贷！","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cstrong>\u003Cspan style=\"text-decoration: underline; font-size: 16px;\">\u003Cspan style=\"text-decoration: underline; font-size: 18px;\">\u003C\u002Fspan>先确认个事儿：‍‍‍‍‍‍‍‍‍‍‍\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(0, 112, 192);\">\u003Cem>\u003Cstrong>\u003Cspan style=\"text-decoration: underline; font-size: 16px;\">浦发浦新贷针对的有客群，必须是\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">专精特新中小企业、高新技术企业、科技型中小企业、创新型中小企业等优质的科创中小微企业才行，不是的不要碰瓷~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">不过确实好批，如题所示，浦发自己人都说最近就TA批的好！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">文末开放地企业联系客服，报备资料+确认网点+预审批（不查征信）\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240518\u002Fe624f28383f9eba57cce2bfb216a6a97.jpg\" title=\"e624f28383f9eba57cce2bfb216a6a97.jpg\" alt=\"e624f28383f9eba57cce2bfb216a6a97.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(0, 112, 192);\">\u003Cem>\u003Cstrong>\u003Cspan style=\"color: rgb(0, 112, 192); text-decoration: underline; font-size: 16px;\">聊聊基本要素‍‍\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①授信额度：最高3000万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②期限：\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">12、24、36期\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③利率：年化3.3%起\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④还款方式：先息后本\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑤提前还款：随借随还,无违约金\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑥签约主体：企业\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">（批款后开户放款）\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(0, 112, 192);\">\u003Cem>\u003Cstrong>\u003Cspan style=\"color: rgb(0, 112, 192); text-decoration: underline; font-size: 16px;\">谈谈准入要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">申请人要求\u003Cbr\u002F>1、年龄：18-65周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">申请人为法人，无持股要求\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">*企业法定人及实际控制人保证担保\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240518\u002Fcfb4483234d4ace04eb8bc483afdb6b4.png\" title=\"cfb4483234d4ace04eb8bc483afdb6b4.png\" alt=\"cfb4483234d4ace04eb8bc483afdb6b4.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(0, 112, 192);\">\u003Cem>\u003Cstrong>\u003Cspan style=\"color: rgb(0, 112, 192); text-decoration: underline; font-size: 16px;\">经营要求‍\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、企业成立一年以上，实缴注册超过10万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">纳税>1万且交税正常，无具体开票要求，无查询具体要求\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">，以过系统为准，预审也不查征信\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、企业对公贷款机构＜7家，资产负债率＜100%，近一年公司营业收入大于总负债（含本笔）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">4、\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">企业是\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">省级\u002F国家级“专精特新”中小企业、高新技术企业、科技型中小企业、创新型中小企业等资质的优质小微企业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">5、\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; text-decoration: underline; color: rgb(255, 0, 0);\">\u003Cem>若企业\u003C\u002Fem>\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">只有科技型中小企业或者创新型中小企，公司加实控人名下的信用贷款不超过1000万（含本次申请金额） \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(0, 112, 192);\">\u003Cem>\u003Cstrong>\u003Cspan style=\"color: rgb(0, 112, 192); text-decoration: underline; font-size: 16px;\">注意事项\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">白户准入，无当逾，近2年无累6（1个2等于两个1），近2年无3，近3年无4\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、申请的时候必须填写工号（\u003C\u002Fspan>\u003Cspan style=\"text-decoration: underline; color: rgb(0, 112, 192);\">\u003Cem>\u003Cstrong>\u003Cspan style=\"color: rgb(0, 112, 192); text-decoration: underline; font-size: 16px;\">这一步我们来处理\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">，客户准备资料即可预审批）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、如果已经有对公户的话，客户如果不愿意开可以不开，需要上门尽调\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">4、预审批额度不准，终审额度是后续在网银提交后出的额度，但预审批80%都是有额度的\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">5、\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">只要是科创型的企业都可以去申请浦新贷\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240518\u002F4f674750d23c77892ed20f48702a90ed.png\" title=\"4f674750d23c77892ed20f48702a90ed.png\" alt=\"4f674750d23c77892ed20f48702a90ed.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(0, 112, 192);\">\u003Cem>\u003Cstrong>\u003Cspan style=\"color: rgb(0, 112, 192); text-decoration: underline; font-size: 16px;\">准入地区‍‍\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(255, 0, 0);\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px;\">北京、上海、天津\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(255, 0, 0);\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px;\">江苏：‍\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">南京、无锡、徐州、常州、南通、连云港、淮安、盐城、扬州、镇江、泰州、宿迁、苏州\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">浙江：\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">宁波、杭州、温州、嘉兴、湖州、绍兴、金华、衢州、舟山、丽水、台州\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">安徽：\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">马鞍山、铜陵、淮北、安庆、阜阳、滁州、宣城、黄山、宿州、六安、池州、亳州\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">陕西：\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">西安、榆林、宝鸡、咸阳、渭南、安康、汉中、延安、铜川、商洛\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">山东：\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">青岛、烟台、威海\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline;\">\u003Cem>\u003Cspan style=\"text-decoration: underline; font-size: 16px; color: rgb(255, 0, 0);\">广东：\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">深圳、广州、佛山、东莞、中山、江门、肇庆、珠海、茂名、惠州\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"text-decoration: underline; color: rgb(0, 112, 192);\">\u003Cem>\u003Cstrong>\u003Cspan style=\"color: rgb(0, 112, 192); text-decoration: underline; font-size: 16px;\">再次声明\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;\">凡在开放地企业可联系客服，报备资料+确认网点+预审批（不查征信），不在不用碰瓷\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>","#浦新贷 #浦惠税贷 #浦数贷 #浦发银行","2025-07-10 18:15:40","易企胜","",137,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829691782]