[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-394":3,"articles-for-recommend-394":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},394,"京东税贷——京东企业主贷，准入条件和客群有什么不同？一文通透！","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>这2天出了个\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">京东税贷\u003C\u002Fspan>，朋友圈又嗨了，实际上就是\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">在京东发票贷——企业主贷的基础上\u003C\u002Fspan>，\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">多了一条纳税属性\u003C\u002Fspan>！‍‍‍‍‍‍‍\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">据说额度件均提高，年化利率降低，但是万物皆有定数，有优势的前提，一定是加强了另一方面要求，个人建议可以先试单几个一般客户~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal; text-align: center;\">\u003Cspan style=\"font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240920\u002F86dfe6093f3b66fd4ad6df5d8ff1f64a.png\" title=\"86dfe6093f3b66fd4ad6df5d8ff1f64a.png\" alt=\"86dfe6093f3b66fd4ad6df5d8ff1f64a.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">京东税贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①授信额度：\u003Cspan style=\"font-size: 16px; background-color: rgb(255, 255, 0);\">100万\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②期限：3,6,12期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③利率：年化3.65%-24%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④还款方式：等额本金、等额本息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑤提前还款：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">提清违约金为剩余本金3%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑥放款主体：个人\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑦支用方式：自主支付\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">＊大于50万需分笔提款，每日可多笔提款\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;\">准入要求\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">申请人要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①年龄：22-55周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②申请人：法人且持股≥10%，变更6个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">*实际参与企业经营管理且有决策权（实际控股人）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240920\u002F7914f25dee9f3ac26fbaf17f3da967b7.png\" title=\"7914f25dee9f3ac26fbaf17f3da967b7.png\" alt=\"7914f25dee9f3ac26fbaf17f3da967b7.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">企业要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①执照注册满18个月以上\u003Cspan style=\"font-size: 16px; background-color: rgb(255, 255, 0);\">（个体准入）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②企业纳税状态为正常，纳税等级不为D\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③\u003Cspan style=\"font-size: 16px; background-color: rgb(255, 255, 0);\">近一年最低纳税金额需大于8000元\u003C\u002Fspan>，当前无欠税，近1年欠税次数≤4\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④近12个月开票额≥60万，断票不超4个月，\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">历史开票≥18个月\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑤近12个月开票\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">同比下滑\u003C\u002Fspan>不超50%，近6个月开票\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">环比下滑\u003C\u002Fspan>不超70%，近6个月\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">红冲、废票占比\u003C\u002Fspan>不超30%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑥近两年开票连续下滑，累计下滑不超过60%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240920\u002Fe0b30d5693d82b39fc680a634adc82c5.png\" title=\"e0b30d5693d82b39fc680a634adc82c5.png\" alt=\"e0b30d5693d82b39fc680a634adc82c5.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">征信要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①申请人非白户；非当前逾期；历史无严重逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">*首次信用卡或贷款记录时长距今＞6个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②近6个月逾期次数≤2次，近12个月逾期不超过30天\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③近1个月查询机构数(贷款+信用卡+对外担保)<12\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④近3个月查询机构数(贷款+信用卡+对外担保)<18\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑤\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192); background-color: rgb(255, 255, 0);\">总负债（含对外担保，除房贷、车贷）不超过年收入的1倍以上\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">准入区域\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">全国（除港澳台、新疆、西藏、东三省)\u003C\u002Fspan>\u003C\u002Fp>","#京东企业主贷 #京东发票贷 #京东税贷","2025-07-10 18:15:46","易企胜","",117,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1094,"税贷上新-平安普惠【优税贷】企业经营贷，最高150万，真实经营满1年，纯线上审批放款！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FjZnQK6yZRb.jpg","2026-06-06 15:06:06",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1074,"京东企业主贷史诗级加强，暴涨至最高200万额度，利率最低3.65%起，速进查阅最新变化！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FSf1dcShR5X.png","2026-05-25 11:20:57",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1073,"百信学历贷更新双通道，高学历客群可做，工薪社保客群也能申请啦！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Ff77hnEJSra.png","2026-04-25 10:23:48",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1052,"2026首推爆品：远东设备信用贷，8大优势横扫助贷市场！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FKRH87Rky66.jpeg","2026-02-25 16:10:28",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1048,"2026线上融资风口！远东租赁凭什么火出圈？中小微企业主和助贷同行必看！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNwQFsbCdh6.jpg","2026-02-09 12:16:34",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1047,"惠懂你通宵操作！0票0税0银联流水也能批，朋友圈已刷屏！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Fk5h8kJAQNC.jpg","2026-02-07 15:46:53",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1044,"企业主亲测：金城银行金企贷，全线上操作，30分钟筛掉不合格客户！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F81bJXABxJf.jpg","2026-01-24 17:31:08",{"total":69,"per_page":70,"current_page":15,"last_page":71},669,10,67,1781452945458]