[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-402":3,"articles-for-recommend-402":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},402,"苏商银行——微商贷300万正式起航，优化后利息更低，额度更高，多模型更好批！","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cspan style=\"color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cspan style=\"color: rgb(255, 0, 0);\">\u003C\u002Fspan>苏商（原苏宁）\u003C\u002Fstrong>\u003C\u002Fspan>以后就没有单独发票贷这个概念了，以后统称为\u003Cstrong>\u003Cspan style=\"color: rgb(0, 112, 192);\">苏商微商贷，税票合并为1个产品\u003C\u002Fspan>\u003C\u002Fstrong>，一次申请多个模型通道审批，谁的额度高批谁~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">基本信息：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①授信额度：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">最高300万\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②还款利率：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">年化低至7%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③借款期限：12\u002F18期\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">（常规12期）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④还款方式：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">等额本金\u003C\u002Fspan>，提前还款无违约金\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.5em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"text-align: center; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240905\u002F1c47510d94fdc60d5cbda0c77378cf09.jpg\" title=\"1c47510d94fdc60d5cbda0c77378cf09.jpg\" alt=\"1c47510d94fdc60d5cbda0c77378cf09.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 1.5em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">准入要求：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">1.借款年龄：23~60(含)周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.5em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">2.借款主体：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①企业注册满2年以上\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②申请人为企业法定代表人，\u003Cspan style=\"font-size: 16px; background-color: rgb(255, 255, 0);\">持股需≥25%\u003C\u002Fspan>以上，变更满6个月以上\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③本人实名手机号入网6个月以上\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.5em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">3.企业开票纳税：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①企业纳税时长≥1年，纳税评级A\u002FB\u002FM级\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">制造业近1年＞350万，建筑业近1年＞450万，租赁和商务服务＞400万，科研和技术服务＞400万，其他行业＞300万\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③开票上限要求：所有行业开票上限≤3亿\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: center; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240905\u002F2eb4ddf4b0ca0b6c4769a9d3c9a2a36b.jpg\" title=\"2eb4ddf4b0ca0b6c4769a9d3c9a2a36b.jpg\" alt=\"2eb4ddf4b0ca0b6c4769a9d3c9a2a36b.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 1.5em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">征信要求：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①法人无当逾、非白户\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">②征信查询建议：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">近1月查询≤8次，3月≤11次，6月≤17次，12月≤32次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③逾期要求：半年无1，一年无2，两年无3\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">禁入身份\u003C\u002Fspan>：港澳台、新疆、西藏、内蒙、福建 352 身份证号禁止申请\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"background-color: rgb(255, 255, 0); font-size: 16px;\">⑤准入地区：以平台上架标注为准~\u003C\u002Fspan>\u003C\u002Fp>","#苏宁微商贷 #苏商","2025-07-10 18:15:46","易企胜","",119,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1075,"微信支付申请详细教程（商户收款码）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FyNp8wx8Ci6.png","2026-05-26 14:25:05",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1074,"京东企业主贷史诗级加强，暴涨至最高200万额度，利率最低3.65%起，速进查阅最新变化！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FSf1dcShR5X.png","2026-05-25 11:20:57",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1073,"百信学历贷更新双通道，高学历客群可做，工薪社保客群也能申请啦！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Ff77hnEJSra.png","2026-04-25 10:23:48",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"total":69,"per_page":70,"current_page":15,"last_page":71},668,10,67,1779897758058]