[{"data":1,"prerenderedAt":73},["ShallowReactive",2],{"article-407":3,"articles-for-recommend-407":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},407,"惠懂你操作被拒以后怎么处理——评分卡养成、后台模型解读助力二次回捞！","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong>惠懂你干完了，发现\u003Cspan style=\"color: rgb(255, 0, 0);\">0额度或者有金标0额度\u003C\u002Fspan>的，初步认定大概率就是评分卡没过，放弃吗？咋办？找原因，是通道问题还是别的原因~\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240831\u002F39628fb47d82d420192d1da3675d7898.jpg\" title=\"39628fb47d82d420192d1da3675d7898.jpg\" alt=\"39628fb47d82d420192d1da3675d7898.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 1.5em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">查最新征信：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①信用卡是否超70%，看近1月和近6月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②当前网贷小贷笔数是否超2笔\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③近期非银查询是不是比较多等等哈\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">有以上情况的，当前就要考虑征信优化\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">评分卡问题，一般3个维度去提高：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①资产（理财+存款等）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②征信（卡率+小贷+逾期+查询等）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③经营（增加有效）流水等\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">重点是我们接下来要讲的模型解读~\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0);\">记住了，\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0); background-color: rgb(255, 255, 0);\">当天做完惠懂你，不通过的当时就要查评分卡，这样才能知道有没有额度，有多少额度，哪个通道有额度，为什么被拒的\u003C\u002Fspan>~\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px;\">这些今天给大家讲通透了~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">讲模型、讲准入标志、讲模型额度、讲净资产、讲AUM，讲执行模型、讲\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192); background-color: rgb(255, 255, 0);\">常见8大授信模型X系列\u003C\u002Fspan>等等~\u003C\u002Fspan>\u003C\u002Fp>","#惠懂你","2025-07-10 18:15:46","易企胜","",112,2,{"code":4,"message":5,"data":17,"meta":69},[18,24,29,34,39,44,49,54,59,64],{"id":19,"title":20,"cover_img":21,"is_pay":22,"create_time":23},1094,"税贷上新-平安普惠【优税贷】企业经营贷，最高150万，真实经营满1年，纯线上审批放款！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FjZnQK6yZRb.jpg",1,"2026-06-06 15:06:06",{"id":25,"title":26,"cover_img":27,"is_pay":22,"create_time":28},1074,"京东企业主贷史诗级加强，暴涨至最高200万额度，利率最低3.65%起，速进查阅最新变化！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FSf1dcShR5X.png","2026-05-25 11:20:57",{"id":30,"title":31,"cover_img":32,"is_pay":22,"create_time":33},1073,"百信学历贷更新双通道，高学历客群可做，工薪社保客群也能申请啦！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Ff77hnEJSra.png","2026-04-25 10:23:48",{"id":35,"title":36,"cover_img":37,"is_pay":22,"create_time":38},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":40,"title":41,"cover_img":42,"is_pay":22,"create_time":43},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":45,"title":46,"cover_img":47,"is_pay":22,"create_time":48},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"id":50,"title":51,"cover_img":52,"is_pay":22,"create_time":53},1052,"2026首推爆品：远东设备信用贷，8大优势横扫助贷市场！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FKRH87Rky66.jpeg","2026-02-25 16:10:28",{"id":55,"title":56,"cover_img":57,"is_pay":22,"create_time":58},1048,"2026线上融资风口！远东租赁凭什么火出圈？中小微企业主和助贷同行必看！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNwQFsbCdh6.jpg","2026-02-09 12:16:34",{"id":60,"title":61,"cover_img":62,"is_pay":22,"create_time":63},1047,"惠懂你通宵操作！0票0税0银联流水也能批，朋友圈已刷屏！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Fk5h8kJAQNC.jpg","2026-02-07 15:46:53",{"id":65,"title":66,"cover_img":67,"is_pay":22,"create_time":68},1044,"企业主亲测：金城银行金企贷，全线上操作，30分钟筛掉不合格客户！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F81bJXABxJf.jpg","2026-01-24 17:31:08",{"total":70,"per_page":71,"current_page":22,"last_page":72},669,10,67,1781452945840]