[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-423":3,"articles-for-recommend-423":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},423,"【营业执照贷】8大商户贷应该如何选择，才能不浪费客户征信次数？","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>现在客户资质普遍不良，市面上执照贷商户流水贷又越来越多，客户做哪个才最合适，最容易出额度呢？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">市面上有8大主流商户贷，今天我们来分析优劣偏好，一文通透！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">①新网好商贷\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">非常老牌的执照贷了，纯看征信，执照满1年以上，\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">查询3月＜8次\u003C\u002Fspan>，法人年龄\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">18至60\u003C\u002Fspan>岁即可~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">有按揭资产，不管是房产按揭还是车产按揭，对审批都是利好~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240815\u002F8141f646bcd939ffde673d54e4256e76.png\" title=\"8141f646bcd939ffde673d54e4256e76.png\" alt=\"8141f646bcd939ffde673d54e4256e76.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">\u003Cstrong>②JD商户贷\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">最近一度崛起的商户贷，也不看流水，征信好，有按揭资产也能批大额20万30万出来~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">只需法人\u002F股东变更半年，执照满半年，对\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">查询不太看重\u003C\u002Fspan>，年龄在\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">22至65岁\u003C\u002Fspan>即可~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240815\u002F7fbbf5de92bd7aa32bbec4b8778ec11e.png\" title=\"7fbbf5de92bd7aa32bbec4b8778ec11e.png\" alt=\"7fbbf5de92bd7aa32bbec4b8778ec11e.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">\u003Cstrong>③中邮商户贷\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">这个就很火了，执照说是1年，实际上半年执照也能批出来额度，对外宣称不看卡率，不看负债，也确实很宽松~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">要求变更3月，\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">查询1月＜5次，3月＜12次\u003C\u002Fspan>，营业执照半年，年龄\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">20至55\u003C\u002Fspan>岁即可，3分钟一单~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240815\u002F59341b9eb1c0c6cae109c5f83037ab73.png\" title=\"59341b9eb1c0c6cae109c5f83037ab73.png\" alt=\"59341b9eb1c0c6cae109c5f83037ab73.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">\u003Cstrong>④58小微商户贷\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">最新出的小额商户贷，同样对流水不看重，但是额度确实很小，可以作为商户最后的屏障~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">要求也简单，\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">无视查询\u003C\u002Fspan>，变更满半年，执照满半年，年龄\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">22至55\u003C\u002Fspan>岁即可~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240815\u002F3d64fd6a8bbbd77d3fa59cb6ab014fd6.jpg\" title=\"3d64fd6a8bbbd77d3fa59cb6ab014fd6.jpg\" alt=\"3d64fd6a8bbbd77d3fa59cb6ab014fd6.jpg\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">\u003Cstrong>⑤乐周转\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">目前很小众的商户贷，不上不下的那种，无视变更，也是执照满半年，年龄\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">23至53\u003C\u002Fspan>岁即可~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">\u003Cstrong>⑥融商货\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">一度很火，实际上不是很好批，利好就是放款可控，法人可做，股东可做，就是公司高管都可以做~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">无视变更，\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">查询尽量少\u003C\u002Fspan>，执照满1年，年龄\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">20至55\u003C\u002Fspan>岁即可~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"font-size: 16px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240815\u002Fca18d23781c25aeff7327be378e84e2c.jpg\" title=\"ca18d23781c25aeff7327be378e84e2c.jpg\" alt=\"ca18d23781c25aeff7327be378e84e2c.jpg\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">\u003Cstrong>⑦民生商户贷\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">民生就比较尴尬了，正儿八经的商户流水贷产品，必须是银联流水才行，如果不是，请绕路~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">要求变更1年，\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">半年查询＜6次\u003C\u002Fspan>，银联流水必须满1年以上，年龄\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">25至57\u003C\u002Fspan>岁，最大的利好就是先息后本，利息也低~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">\u003Cstrong>⑧瀚华金商贷\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">和民生截然不同，这是一款普通流水贷，只需要微信\u002F支付宝\u002F银行卡流水即可申请~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">要求变更1年，\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">半年查询＜15次\u003C\u002Fspan>，任意流水也满1年以上，年龄\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">25至55\u003C\u002Fspan>岁即可~\u003C\u002Fspan>\u003C\u002Fp>","#新网好商贷 #京东商户贷 #中邮商户贷 #58小微贷 #乐周转 #融商贷 #民生商户贷 #瀚华金商贷","2025-07-10 18:15:46","易企胜","",179,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1094,"税贷上新-平安普惠【优税贷】企业经营贷，最高150万，真实经营满1年，纯线上审批放款！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FjZnQK6yZRb.jpg","2026-06-06 15:06:06",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1074,"京东企业主贷史诗级加强，暴涨至最高200万额度，利率最低3.65%起，速进查阅最新变化！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FSf1dcShR5X.png","2026-05-25 11:20:57",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1073,"百信学历贷更新双通道，高学历客群可做，工薪社保客群也能申请啦！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Ff77hnEJSra.png","2026-04-25 10:23:48",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1052,"2026首推爆品：远东设备信用贷，8大优势横扫助贷市场！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FKRH87Rky66.jpeg","2026-02-25 16:10:28",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1048,"2026线上融资风口！远东租赁凭什么火出圈？中小微企业主和助贷同行必看！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNwQFsbCdh6.jpg","2026-02-09 12:16:34",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1047,"惠懂你通宵操作！0票0税0银联流水也能批，朋友圈已刷屏！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Fk5h8kJAQNC.jpg","2026-02-07 15:46:53",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1044,"企业主亲测：金城银行金企贷，全线上操作，30分钟筛掉不合格客户！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F81bJXABxJf.jpg","2026-01-24 17:31:08",{"total":69,"per_page":70,"current_page":15,"last_page":71},669,10,67,1781452946842]