[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-424":3,"articles-for-recommend-424":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},424,"【上银发票贷】满批最高200万，月息3厘起，查询主看审批不看其他！","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">上银发票贷还是那么好批，最大的变化就是\u003Cspan style=\"color: rgb(255, 0, 0); background-color: rgb(255, 255, 0);\">利率超低\u003C\u002Fspan>~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">对标浦发浦惠税贷，利息下限更低，\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0); background-color: rgb(255, 255, 0);\">上银最低3厘\u003C\u002Fspan>，同样也有融担，介意的提前沟通好，不浪费查询！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: center; line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240813\u002F270d4e2b97dc8fe44360c7c6cf19e754.png\" title=\"270d4e2b97dc8fe44360c7c6cf19e754.png\" alt=\"270d4e2b97dc8fe44360c7c6cf19e754.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); background-color: rgb(255, 255, 0); font-size: 16px;\">产品优势总结：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①额度高，发票贷能真正批200万的很少\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②利息真不是吹的，\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">最低月息低至2厘，加上4.2%前置也是大优势产品\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③企业注册时间要求短，真的是满1年即可申请（最早一张发票要12个月以前）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④可以允许断票多，\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">年断票累计不超过5次都行\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑤\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">行业不限制\u003C\u002Fspan>，除了金融行业、房地产，真的啥都可以进\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"background-color: rgb(255, 255, 0); color: rgb(255, 0, 0); font-size: 16px;\">上银发票贷大纲\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①额度：200万（每日提款超过50万需要次日提款）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②期限：12期 ，循环额度，支持多笔提款\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③利息：前置担保费4.2%，\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">银行年化费率3.11%-10.11%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④放款路径：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">上海银行直接放款至客户绑定的一类银行账户\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑤还款路径：主动还款至上海银行预还款账号\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: center; line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240813\u002Ff7942e0f7748abe7cf3497921fb0f371.png\" title=\"f7942e0f7748abe7cf3497921fb0f371.png\" alt=\"f7942e0f7748abe7cf3497921fb0f371.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); background-color: rgb(255, 255, 0); font-size: 16px;\">申请人要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①申请人身份：为经营主体的法定代表人\u003Cstrong>（或个体工商户经营者）\u003C\u002Fstrong>且\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">持股比例≥10%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②在申请企业\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">近 12个月内未发生身份变更\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③申请人年龄：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">25周岁（含）至60周岁（含）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④禁入客群：被执行人、失信人、罪犯及嫌疑人名单等负面信息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); background-color: rgb(255, 255, 0); font-size: 16px;\">申请企业要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①注册资本：大于等于5万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②企业类型：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">有限责任公司、股份有限公司、个体工商户\u003C\u002Fspan>；企业不能为分公司、外资或外商合资\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③企业成立年限：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">企业成立年限大于1年\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④\u003Cstrong>禁入行业：金融业、房地产业\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑤\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">准入区域：北京市，天津市，上海市，浙江省，江苏省，广东省，四川省\u003C\u002Fspan>（营业执照注册地）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240813\u002F2b3c935c9d96f5878dfca33ae26c51f1.png\" title=\"2b3c935c9d96f5878dfca33ae26c51f1.png\" alt=\"2b3c935c9d96f5878dfca33ae26c51f1.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"background-color: rgb(255, 255, 0); color: rgb(255, 0, 0); font-size: 16px;\">企业开票要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①最早一张发票距离查询当月＞12个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">近12个月最大开票时间间隔≤90天\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③近12个月无开票月份数＜6个月\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">④\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">近12个月销项发票金额汇总≥140万\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">⑤\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">近3个月销项金额同比增长率≥-60%，近6个月销项金额同比增长率≥-50%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); background-color: rgb(255, 255, 0); font-size: 16px;\">个人征信要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①征信非白户\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②无当前逾期，贷款或者信用卡近2年无连续2期及以上，或累计3次以上逾期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">③\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">近3个月查询机构数≤7，近12个月查询机构数<12（主看贷款、信用卡审批）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>","#上银发票贷","2025-07-10 18:15:46","易企胜","",133,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829692250]