[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-43":3,"articles-for-recommend-43":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},43,"最高300万，年化利率7.5%~15%， 循环支用 巨好批产品新开了这些地区！","\u003Cp style=\"\">\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px; font-family: 苹方; font-size: 12px; white-space: normal;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>中介广告\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px; font-family: 苹方; font-size: 12px; white-space: normal;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">全网收单，超级好批，最高300万，产品利率：年化利率7.5%~15%，3、6、9、12期（可多笔支用、循环支用）等额本息。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px; font-family: 苹方; font-size: 12px; white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cimg src=\"http:\u002F\u002Fqrb.kanong.com\u002Fuploads\u002Fattachment\u002F20230529\u002Fc6b2c793a6d7d11ad234fd52508cd9c8.png\" class=\"file-preview-image kv-preview-data\" title=\"\" alt=\"\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cstrong>\u003Cspan style=\"font-size: 20px;\">企融帮解析\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">产品名称：众邦银行众商贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">申请入口：\u003Cspan style=\"font-size: 18px; width: 100%; color: rgb(255, 0, 0);\">后台拿码\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px; text-align: center;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong>众邦银行众商贷产品大纲\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">01 产品要素\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">1、产品额度：最高300万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">2、产品利率：年化利率7.5%~15%\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">3、产品期限：3、6、9、12期（可多笔支用、循环支用）\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">4、还款方式：等额本息\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">5、放款方式：放款到公司账户（单笔提款不得大于100万）\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">6、征信显示：武汉众邦银行（个人征信+企业征信）\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">02 准入要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">申请人要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">年龄：24-60周岁\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">客群： 持股比例不低于20%，法人近一年未变更，近2年变更次数小于3次\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">企业要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">企业成立时间：至少1.5年，企业经营状态正常\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">近1年开票金额不低于50万\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">销售下滑近半年同比不低于50%；近12月不超过40%\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">首次开票记录距今不低于18个月\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">税务状态正常且当前无欠税\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">纳税等级：A、B、M级\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">司法要求\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">企业或法人当前无借贷纠纷，且近3个月无作为被告涉诉记录\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">企业或法人无被列为被执行人、失信人、限制出入境、限制高消费或犯罪嫌疑人\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">03 征信要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">法人及企业非信贷白户\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">不能有当前逾期，不得有状态异常、五级分类异常\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">2年内不能有连三累六，近3个月不能有逾期、收入负债比不能超过50%\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">近1年贷款审批查询次数不超过12；近1月贷款查询机构数不超过5\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; color: rgb(255, 0, 0); font-size: 18px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">04 禁入行业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">房地产开发，证券交易、担保、小额贷款、典当、纯融资、政府融资；\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong style=\"color: rgb(255, 0, 0);\">\u003Cbr\u002F>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cstrong style=\"color: rgb(255, 0, 0);\">准入地区 \u003C\u002Fstrong>\u003Cspan style=\"font-size: 18px; width: 100%; color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cbr\u002F>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">全部准入：江苏省、湖北省、浙江省、重庆市、河南省\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">安徽省：合肥市、芜湖市、安庆市、滁州市、阜阳市、宿州市、六安市、亳州市\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">广东省：广州市、珠海市、汕头市、佛山市、江门市、湛江市、茂名市、惠州市、东莞市、中山市、深圳市\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">四川省：成都市、德阳市、绵阳市、乐山市、眉山市\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">山东省：济南市、青岛市、烟台市、潍坊市、临沂市\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">湖南省：长沙市、岳阳市、株洲市\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">河北省：唐山、石家庄、邯郸、沧州、保定、廊坊\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">江西省：南昌、九江、赣州、宜春、上饶\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">陕西省：西安、宝鸡、咸阳\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-size: 20px;\">新增准入区域：云南、海南、陕西、福建、河南、广西、北京\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px;\">\u003Cspan style=\"color: rgb(255, 0, 0);\">\u003Cstrong>\u003Cspan style=\"width: 100%; font-size: 20px;\">新增地区联系客服拿码\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; width: 566.75px; font-family: 苹方; font-size: 12px; white-space: normal;\">\u003Cspan style=\"width: 100%; font-size: 18px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>","#众邦银行    #众商贷","2025-07-10 18:14:16","易企胜","",131,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829686156]