[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-430":3,"articles-for-recommend-430":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},430,"【8月新品】大数惠贷，不看查询，中关村银行资方，开票满9个月来做！","\u003Cp>\u003Cspan style=\"font-size: 16px;\">\u003Cstrong>\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>太顶了，8月就干TA了，大数惠贷莫名就火了，确实开始好批了，优势都多~\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">①利率低，15%-18%在发票贷中算中低了\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">②对于征信查询无要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">③注册满一年以上即可申请\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">④不看断票，只需要历史满9个月开票时间即可\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">⑤跟随额度比原额都高，嘎嘎香~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240802\u002Fdc16a20f59d60bb0c4c2b29c471b4ff6.png\" title=\"dc16a20f59d60bb0c4c2b29c471b4ff6.png\" alt=\"dc16a20f59d60bb0c4c2b29c471b4ff6.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">产品概述：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">借款额度：100万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">借款利率：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">15%-18%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">还款期限：12\u002F24期\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">还款方式：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">等额本息\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">到账方式：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">对私个人账户\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">申请人要求：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、年龄：25-60周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、类型：企业法人代表\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">（个体户暂不准入）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"font-size: 16px;\"> \u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240802\u002Fe8a2a514186f6425a6e21ae1bb2d22f5.png\" title=\"e8a2a514186f6425a6e21ae1bb2d22f5.png\" alt=\"e8a2a514186f6425a6e21ae1bb2d22f5.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">企业要求：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、成立年限：1年及以上\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">（不含当月）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、变更时间：近6个月不能有法人变更\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">（不含当月，\u003C\u002Fspan>例如：在1月变更，将从8月1日开始可以申请）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、占股：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">法人需占股≥20%\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">税票要求（不含当月开纳数据）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、纳税等级：近一年纳税评级为 A\u002FB\u002FM\u002FC\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、开票时长：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">第一张发票在9个月前（不含当月）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、开票金额：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">近12个月≥100万\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">征信要求：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、无当前逾期，人行征信五级分类无异常\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">历史逾期：贷款不能有2\u003C\u002Fspan>；信用卡近24个月不能有3，近12个月不能有2；近9个月逾期次数<5，近15个月逾期次数<8；近3个月贷款逾期次数<1，近3个月逾期金额<1000\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">白户不符合准入\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">4、查询次数：无硬性要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">5、\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">负债：信用负债≤500万，为个人及企业担保责任余额≤1000W\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"font-size: 16px;\"> \u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20240802\u002F07ba050125438cd96aff99d7efb74a15.png\" title=\"07ba050125438cd96aff99d7efb74a15.png\" alt=\"07ba050125438cd96aff99d7efb74a15.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">其他注意：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">1、法诉：\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>①借款人本人、配偶及名下企业无严重违法行为（含执行中和已结案）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②本人和企业近3年没有被执行公告\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、外部数据：（非征信报告）近3个月查询次数越少越好\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、关联互斥：\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">客户在中关村银行“惠业贷”的额度在有效期内会互斥，和其他产品以及消费贷不互斥\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">开通区域：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">全国大部可做，具体联系客服或\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">【企融帮数科】\u003C\u002Fspan>平台查询\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">禁入行业：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">采矿、房地产、金融、两高一剩企业、国家机关单位、国际组织、电力热力燃气及水生产和供应业、休闲娱乐业、部分建筑工程类\u003C\u002Fspan>\u003C\u002Fp>","#惠数贷 #中关村惠业贷","2025-07-10 18:15:46","易企胜","",171,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1094,"税贷上新-平安普惠【优税贷】企业经营贷，最高150万，真实经营满1年，纯线上审批放款！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FjZnQK6yZRb.jpg","2026-06-06 15:06:06",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1074,"京东企业主贷史诗级加强，暴涨至最高200万额度，利率最低3.65%起，速进查阅最新变化！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FSf1dcShR5X.png","2026-05-25 11:20:57",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1073,"百信学历贷更新双通道，高学历客群可做，工薪社保客群也能申请啦！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Ff77hnEJSra.png","2026-04-25 10:23:48",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1052,"2026首推爆品：远东设备信用贷，8大优势横扫助贷市场！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FKRH87Rky66.jpeg","2026-02-25 16:10:28",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1048,"2026线上融资风口！远东租赁凭什么火出圈？中小微企业主和助贷同行必看！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNwQFsbCdh6.jpg","2026-02-09 12:16:34",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1047,"惠懂你通宵操作！0票0税0银联流水也能批，朋友圈已刷屏！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Fk5h8kJAQNC.jpg","2026-02-07 15:46:53",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1044,"企业主亲测：金城银行金企贷，全线上操作，30分钟筛掉不合格客户！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F81bJXABxJf.jpg","2026-01-24 17:31:08",{"total":69,"per_page":70,"current_page":15,"last_page":71},669,10,67,1781452946220]