[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-446":3,"articles-for-recommend-446":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},446,"浦发惠闪贷测额，线上开二类户，以及被拒回捞、无法支用等问题解答！","\u003Cp>\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">\u003Cstrong>\u003Cspan style=\"color: rgb(0, 112, 192);\">\u003C\u002Fspan>最近朋友圈爆炒开浦发二户类，今天①次性把惠闪贷的测额、线上开户、以及回捞额度给大家讲清楚！\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">浦发惠闪贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">一、测额流程\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、准备资料：身份证、营业执照、个人实名6个月以上的手机号\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、联系客服拿码，扫码测额，出额联系客服降息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241123\u002F57b80deecd5f415c7b1063d5898b0723.jpg\" title=\"57b80deecd5f415c7b1063d5898b0723.jpg\" alt=\"57b80deecd5f415c7b1063d5898b0723.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">二、开二类账户流程\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 24px;\">公众号开户\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、微信关注公众号“浦发银行”，菜单栏选择“持卡服务”，点击”借记卡服务”，点击弹出的开户链接跳转\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241123\u002F8403e62eff3550267344550d45a4079f.jpg\" title=\"8403e62eff3550267344550d45a4079f.jpg\" alt=\"8403e62eff3550267344550d45a4079f.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、录入基本信息，选择开户网点，如果当地没有浦发银行，可以搜索周边有网点城市，上传身份证证件资料，并人脸识别\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241123\u002F0d1fafff0dbd98e9d9768c86296cc311.jpg\" title=\"0d1fafff0dbd98e9d9768c86296cc311.jpg\" alt=\"0d1fafff0dbd98e9d9768c86296cc311.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、绑定一张他行账户，具体支持哪些银行，可点开支持银行名单查看，设置查询密码、交易密码，点击开户，即开户成功\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241123\u002F809b5d5441fc2f17845ff2d4ae70b8e4.jpg\" title=\"809b5d5441fc2f17845ff2d4ae70b8e4.jpg\" alt=\"809b5d5441fc2f17845ff2d4ae70b8e4.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 24px;\">APP端开户\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">应用市场下载浦发银行APP，选择登录\u002F注册，输入本人实名制手机号，获取验证码登录，可以页面流程开户，后续流程可参考上面网页端流程\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241123\u002Fa554398fd2f0a8780f4e3b67293d9f8d.jpg\" title=\"a554398fd2f0a8780f4e3b67293d9f8d.jpg\" alt=\"a554398fd2f0a8780f4e3b67293d9f8d.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241123\u002Fcf6937e1efdcde0465b7be126f03e1a5.jpg\" title=\"cf6937e1efdcde0465b7be126f03e1a5.jpg\" alt=\"cf6937e1efdcde0465b7be126f03e1a5.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">三、注意事项\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、已申请浦闪贷且有额度的不能申请本产品\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、如果是纳税的企业要申请，附加信息可以勾选开票纳税选项，并于下一步授权，个体户无需勾选\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、审批通过后，需在25个自然日内签约，过期未签约额度将作废\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">四、回捞额度及常见问题\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">1、如图所示，在惠闪贷界面申请正式额度，直接提示跳转浦联贷，可提供资料联系客服回捞，成功率100%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">①出额图、拒绝图\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">②身份证、营业执照\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241123\u002F8ab9a3e9ff5ed94b2998dbd7921d52c2.jpg\" title=\"8ab9a3e9ff5ed94b2998dbd7921d52c2.jpg\" alt=\"8ab9a3e9ff5ed94b2998dbd7921d52c2.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、支用申请金额大于授信可用额度，支用申请拒绝\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">这是因为客户在其他平台有浦发银行发放的贷款所导致（存在浦发资方授信过的额度），查询该笔放款金额，减去相应金额即可放款\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241123\u002F5e5a2fa50f0b778efbe2a1952f09822a.jpg\" title=\"5e5a2fa50f0b778efbe2a1952f09822a.jpg\" alt=\"5e5a2fa50f0b778efbe2a1952f09822a.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、对不起，您的支用审批未通过如您仍有支用需求，请您下次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">再试此为黑名单风控客户，建议25天以后再次扫码尝试进件，跟客户的流水不稳定，反欺诈系统都有关联\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241123\u002F38145b4eeb01bce0dfeb00236da3cdee.jpg\" title=\"38145b4eeb01bce0dfeb00236da3cdee.jpg\" alt=\"38145b4eeb01bce0dfeb00236da3cdee.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">4、预申请未通过，请联系客户经理或95528后尝试申请\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">秒拒，大概率征信、流水、大数据等某方面不符合要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241123\u002Fd86ab5674f8249b3d053354026c1b54d.jpg\" title=\"d86ab5674f8249b3d053354026c1b54d.jpg\" alt=\"d86ab5674f8249b3d053354026c1b54d.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 112, 192); font-size: 16px;\">以上内容仅供参考，以实际申请为准\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px;\">需要办理联系企融帮客服，实操大佬实时在线，全程协助处理\u003C\u002Fspan>\u003C\u002Fp>","#惠闪贷 #浦发银行 #商户贷","2025-07-10 18:15:53","易企胜","",134,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829690735]