[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-503":3,"articles-for-recommend-503":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},503,"【收藏级干货】超全工行经营快贷、民生惠信用贷实操总结分享！","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">续上一篇文章，继续分享工行经营快贷、民生银行民生惠信用贷的实操总结分享！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">民生惠信用贷实操分享\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">爆个料，\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">民生惠企业贷和个人版可以同时批\u003C\u002Fspan>，不能同时借，但是对于客户来说，哪个批的高用哪个还是很有诱惑的！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">还款方式有两种，1年期先息后本，或者3年期等额本息\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">，上限也是65周岁，这个民生就很好，因为\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">白户可做\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">就个人征信来说，看的是\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">自然月的3个月<10次\u003C\u002Fspan>，对于负债要求也很低，你要说不看也没错，但是企业贷销比还是看的，原则上对信用卡使用率无要求，但是爆卡你们懂的，真的很容易拒\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: center; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20250114\u002F5ca36afb9154e83c1507b02dbbea3915.jpg\" title=\"5ca36afb9154e83c1507b02dbbea3915.jpg\" alt=\"5ca36afb9154e83c1507b02dbbea3915.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">企业要求成立1年以上，变更满6个月，纳税评级ABM，申报也是有要求的，近12个月要大于9次，对于AB级来说，不满足纳税5万也没关系，但是\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">对M级来说，必须满足5万以上纳税\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">再爆个料，企业授信合作机构数大行都是看的，但是民生就很开明，目前已知最多11家也有批的\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">更多的细节篇幅问题不多聊，这个\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">需要对行口资源，联系企融帮客服\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">工行经营快贷实操分享 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">爆个大料，除了微众是刚变更可以做，\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">工行经营快贷变更7天以后申请\u003C\u002Fspan>也是没问题的\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">工行比较简单，对小贷看的很严，白户不建议做，很难批的，查询个人信报3个月不超10次即可准入，卡率也是70%注意了，逾期近半年最好没有\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">负债确实很宽松，已知\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">负债金额不超3000万\u003C\u002Fspan>，对企业对公授信要求有点严，名下不超过 4笔，本笔可以做第 4 笔\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: center; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20250114\u002F6379162b35a9470290ef7c1519c50ac0.png\" title=\"6379162b35a9470290ef7c1519c50ac0.png\" alt=\"6379162b35a9470290ef7c1519c50ac0.png\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">成立2年以上是标配，如果是\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">银联码客群就是1年以上，税贷客群就要2年\u003C\u002Fspan>了，申报看的还好，近1年超7次，有个很关键的点，实缴这个情况要注意啦，另外\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">对关联、企业负债比、超笔数怎么处理，还有下滑情况都是有要求的\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: normal;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">和他行一样，需要提前勾兑行口，以防出大额无法继续推进，这个自己有的自己联系，没有的\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">聊企融帮客服\u003C\u002Fspan>即可\u003C\u002Fspan>\u003C\u002Fp>","#工行经营快贷 #民生惠信用贷","2025-07-10 18:16:00","易企胜","",122,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1094,"税贷上新-平安普惠【优税贷】企业经营贷，最高150万，真实经营满1年，纯线上审批放款！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FjZnQK6yZRb.jpg","2026-06-06 15:06:06",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1074,"京东企业主贷史诗级加强，暴涨至最高200万额度，利率最低3.65%起，速进查阅最新变化！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FSf1dcShR5X.png","2026-05-25 11:20:57",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1073,"百信学历贷更新双通道，高学历客群可做，工薪社保客群也能申请啦！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Ff77hnEJSra.png","2026-04-25 10:23:48",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1052,"2026首推爆品：远东设备信用贷，8大优势横扫助贷市场！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FKRH87Rky66.jpeg","2026-02-25 16:10:28",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1048,"2026线上融资风口！远东租赁凭什么火出圈？中小微企业主和助贷同行必看！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNwQFsbCdh6.jpg","2026-02-09 12:16:34",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1047,"惠懂你通宵操作！0票0税0银联流水也能批，朋友圈已刷屏！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002Fk5h8kJAQNC.jpg","2026-02-07 15:46:53",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1044,"企业主亲测：金城银行金企贷，全线上操作，30分钟筛掉不合格客户！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F81bJXABxJf.jpg","2026-01-24 17:31:08",{"total":69,"per_page":70,"current_page":15,"last_page":71},669,10,67,1781452943349]