[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-532":3,"articles-for-recommend-532":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},532,"最新爆料！浦发惠闪贷新增5年期，新增支持微信、支付宝经营收款流水，回捞+降息搞起！","\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 18px;\">\u003C\u002Fspan>浦发惠闪贷又开大招\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;\">了，昨天朋友圈疯炒5年期和微信支付宝的经营流水，第一时间联系客户经理确认，\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">消息属实\u003C\u002Fspan>！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"text-align: center; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241211\u002Fb20606cffa0d93ab8f6b4509f419e56c.jpg\" title=\"b20606cffa0d93ab8f6b4509f419e56c.jpg\" alt=\"b20606cffa0d93ab8f6b4509f419e56c.jpg\"\u002F>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">盘点几个变化：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、先息后本不是人人都有，再次说明，是根据资质区分ABCD档，\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">AB类有先息后本\u003C\u002Fspan>，CD类只有等额本息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、降息是没问题，但已经没有一口价3.1、3.35、3.55、3.6那种情况了，现在\u003C\u002Fspan>\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px; text-decoration: line-through;\">6折降息券\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: center; line-height: 1.75em;\">\u003Cspan style=\"color: rgb(255, 0, 0); text-decoration: line-through; font-size: 20px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em; text-align: center;\">\u003Cspan style=\"color: rgb(255, 0, 0); text-decoration: none; background-color: rgb(255, 255, 0); font-size: 20px;\">12月12日下午紧急通知\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 16px; text-decoration: line-through;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241212\u002F99accbb337977dcaf7b9dec6b476cb72.png\" title=\"99accbb337977dcaf7b9dec6b476cb72.png\" alt=\"99accbb337977dcaf7b9dec6b476cb72.png\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、新增客户的贷款期限\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">已开5年期\u003C\u002Fspan>，但也只是优质客群，大部分也是没有的\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">4、新增客户开始\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">支持支付宝与微信经营商户收款流水\u003C\u002Fspan>，和银联一样满半年即可，\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">无需外部采集\u003C\u002Fspan>，系统自动识别\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\"> \u003C\u002Fp>\u003Cp style=\"text-align: center; line-height: 3em;\">\u003Cspan style=\"background-color: rgb(255, 255, 0); text-decoration: underline; font-size: 24px;\">做单、收回捞、降息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"text-align: center; line-height: 3em;\">\u003Cspan style=\"background-color: rgb(255, 255, 0); text-decoration: underline; font-size: 24px;\">联系客服，冰点处理\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\"> \u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20241211\u002Fe9942297042d44a5763d00c0353a25a1.jpg\" title=\"e9942297042d44a5763d00c0353a25a1.jpg\" alt=\"e9942297042d44a5763d00c0353a25a1.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">审批要点：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、严格控制客户征信查询次数，最好\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">1月内不超 3 次，半年内不超 8 次\u003C\u002Fspan>（个别15次也有批的）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">流水不管是\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">本行银联、他行银联、支付宝经营流水、微信经营流水都可以识别\u003C\u002Fspan>，只要\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">满半年以上，且绑定的实名手机号一致\u003C\u002Fspan>即可\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、流水客群的\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">负债比，一定不超60%\u003C\u002Fspan>，记住这句话；开票纳税客群不在多说，直接怼就完事了\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(255, 0, 0);\">回捞处理：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">1、惠闪贷点错否决，或者终审直接否决，系统\u003Cspan style=\"font-size: 16px; background-color: rgb(255, 255, 0);\">引导申请浦联贷\u003C\u002Fspan>的，\u003Cspan style=\"font-size: 16px; background-color: rgb(255, 255, 0);\">可以回捞\u003C\u002Fspan>，基本上达到100%成功率\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 112, 192);\">提供出额图、拒绝图、身份证、营业执照、客户手机号，报备回捞\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">2、支用审批失败，可能是黑名单风控客户，外界传25天重新扫码进件，实际上50%也能回捞\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">3、申请秒拒的无法回捞，连惠闪初筛都没过去，换产品即可\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">4、支用金额大于授信可用额度被拒，因为客户在其他平台有浦发资方贷款，减去相应金额放款即可\u003C\u002Fspan>\u003C\u002Fp>","#浦发银行 #惠闪贷 #浦闪贷","2025-07-10 18:16:00","易企胜","",155,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829689792]