[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-619":3,"articles-for-recommend-619":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},619,"风口上的营业执照产品——中邮商户贷，注册满半年即可！","\u003Cp style=\"text-align: left;\">每个时代都有自己的发展风口，都说抓住风口猪都会飞，中邮消费金融就是那头会飞的猪，对于只有营业执照，没有多少经营或者干脆没有经营的个人来说，中邮商户贷是个好产品！\u003C\u002Fp>\u003Cp style=\"text-align: left;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: left;\">包括中邮衍生的中邮学历贷、中邮公积金贷、中邮商户贷，都是很不错的风口产品，相比银行来说，消金机构的产品更有普适性，审核也更宽松！\u003C\u002Fp>\u003Cp style=\"text-align: start;\">\u003Cimg src=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FS6bE2Ze5zp.png\" alt=\"image.png\" data-href=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FS6bE2Ze5zp.png\" width=\"\" height=\"\" style=\"\">\u003C\u002Fp>\u003Ch1 style=\"text-align: center;\">中邮商户贷\u003C\u002Fh1>\u003Cp style=\"text-align: start;\">1、产品要素\u003C\u002Fp>\u003Cp style=\"text-align: start;\">① 额度：20万\u003C\u002Fp>\u003Cp style=\"text-align: start;\">② 利率：7.2%-23%\u003C\u002Fp>\u003Cp style=\"text-align: start;\">③ 期限：3-24期\u003C\u002Fp>\u003Cp style=\"text-align: start;\">⑤ 还款方式：等额本息\u003C\u002Fp>\u003Cp style=\"text-align: start;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: start;\">2、准入条件\u003C\u002Fp>\u003Cp style=\"text-align: start;\">① 年龄：20-55岁\u003C\u002Fp>\u003Cp style=\"text-align: start;\">② 客群：营业执照满半年的个体\u003C\u002Fp>\u003Cp style=\"text-align: start;\">③ 征信：查询1个月小于5次，3个月小于12次\u003C\u002Fp>\u003Cp style=\"text-align: start;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: start;\">有一说一，如果征信查询多，卡率高，负债有点惨不忍睹的，要说什么产品更好批一些，我推荐中邮商户贷，申请简单，几分钟出额的效率就是大众情贷！\u003C\u002Fp>","中邮","2025-08-22 15:30:02","易企胜","",161,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829687031]