[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-620":3,"articles-for-recommend-620":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},620,"超保贷！保单投保人专享产品，不看年龄，不看征信，保险有效即可申请！","\u003Cp style=\"text-align: justify;\">最近这个产品超火，全国可做，可以称之为“黑花户小额专项产品”，不看年龄，无视黑白，无视逾期，只要保险有效即可！\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">\u003Cstrong>划重点：\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">年龄无上限，先息后本3年期产品，申请人只要是保单投保人即可，这个业务也不是现金价值退保业务\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">\u003Cimg src=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbGczzDci5Q.png\" alt=\"image.png\" data-href=\"https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbGczzDci5Q.png\" width=\"\" height=\"\" style=\"\">\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">还款方式：\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">利息8.4 厘，三年期先息后本产品，首扣3年总息50%，剩下一半分6期还，每半年还一次，到期还本\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">保险机构：\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">人保（中国人民）暂不准入，其他保险公司都可以\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">保险状态：\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">保单在缴中的，和已交完的重疾险，分红，理财，万能险都能做，一年期的短险和附加险做不了\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">且投保人没在保险公司和保单APP贷过款，也没有取过现金价值，只要保单没断交就可以申请\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">必备材料：\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">评估通过，需要线下面签，具体资料联系客服沟通\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">额度计算：\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">投保人名下所有保单主险总交保费的5-12成（主要看险种，总交保费和年龄来计算），年限越久成数越高\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">\u003Cbr>\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">注意事项：\u003C\u002Fp>\u003Cp style=\"text-align: justify;\">注意啦，额度至少1万以上起放，保险公司在职有工号的无法申请，离职也必须工号消了3个月才可以做\u003C\u002Fp>","超保贷","2025-08-22 15:39:46","易企胜","",178,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829687024]