[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-71":3,"articles-for-recommend-71":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},71,"风控优化！苏宁票贷也能批大额！最高200万，授信有效期5年！","\u003Cp>\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">\u003Cstrong>中介广告\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">风控优化！苏宁票贷也能批大额！最高200万，授信有效期5年！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20230317\u002F49db0ad73d6b9cf2445340611b0dfa1f.jpg\" title=\"49db0ad73d6b9cf2445340611b0dfa1f.jpg\" alt=\"49db0ad73d6b9cf2445340611b0dfa1f.jpg\"\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">\u003Cstrong>企融帮解析\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">产品名称：苏宁发票贷 \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">申请入口：\u003Cspan style=\"font-size: 18px; color: rgb(255, 0, 0);\">合伙人后台拿码\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">\u003Cstrong>苏宁信易融产品大纲\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">01 产品要素\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">授信额度：最高200万\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">授信期限：60期，不提款1个月失效\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size:18px\">\u003Cspan style=\"font-size: 18px;\">借款期限：12期\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">贷款利率：年化18%统一\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">还款方式：等额本息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size:18px\">\u003Cspan style=\"font-size: 18px;\">还款日：1-20日对日还款，20日以后20日还款，最后一个月还款日对日\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">02 准入要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">法人年龄：23-55周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">企业：成立2年以上\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">占股：法人无占股要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">变更：满足6个月以上变更记录\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">开票：近12个月≥200万，近3月≥20万，开票年限≥18月，近2年不超60天断票，授信前1月有开票，近1年同比下滑不超60%，近6月环比不超80%，近3月平均开票\u002F近12月平均开票≥30%（2、3、4不触发）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">03 征信要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">1.无当前逾期、人行征信五级分类无任何异常\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">2.贷款、贷记卡近2年连续逾期次数不超过3次、累计逾期次数不超过6次\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">3.企业征信：当前无关注、不良类贷款；已结清贷款不存在关注、不良类贷款；不存在欠税、强制执行等记录\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">04 禁入行业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size:18px\">\u003Cspan style=\"font-size: 18px;\">房屋建筑业、金融业、房地产业、文化体育娱乐、租赁业、商务服务业、教育\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 18px;\">\u003Cstrong>\u003Cbr\u002F>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 18px;\">\u003Cstrong>准入地区 \u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">1、以下省份、直辖市全辖开放：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">江苏省、浙江省、安徽省、山东省、广东省、湖北省、湖南省、河北省、河南省、上海市、北京市；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">2、以下省份、直辖市部分开放：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">江西省：南昌、上饶、赣州；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">四川省：成都、宜宾、绵阳；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">重庆市：仅限市区；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">福建省：不含宁德。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">3、\u003Cspan style=\"font-size: 18px; color: rgb(255, 0, 0);\">行政层级严格控制在区县级，注册在乡、镇、村的企业予以拒绝。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>","#苏宁银行 #苏宁信易融 #苏宁票贷 #苏宁发票贷","2025-07-10 18:14:16","易企胜","",131,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829685306]