[{"data":1,"prerenderedAt":72},["ShallowReactive",2],{"article-78":3,"articles-for-recommend-78":16},{"code":4,"message":5,"data":6},200,"success",{"id":7,"title":8,"content":9,"keywords":10,"date":11,"author":12,"readTime":13,"category":13,"views":14,"summary":13,"is_pay":15},78,"收核额，授信即可结算佣金，只要企业满18个月，年纳税大于2万，企业评定为ABMC，来领500万","\u003Cp style=\"line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">\u003Cstrong style=\"font-size: 18px;\">中介广告\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">只要企业满18个月，法人刚变更都可以。企业年纳税大于2万，企业评定为ABMC，来领500万。全国可做。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">\u003Cimg src=\"https:\u002F\u002Fkn-qrbold.oss-cn-beijing.aliyuncs.com\u002Fuploads\u002Fueditor\u002F20230306\u002Fcaedbe43174b0370adea290161dfabe0.jpeg\" title=\"caedbe43174b0370adea290161dfabe0.jpeg\" alt=\"caedbe43174b0370adea290161dfabe0.jpeg\"\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">\u003Cstrong>企融帮解析\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">产品名称：微众银行微业贷（授信）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">申请入口：\u003Cspan style=\"font-size: 18px; color: rgb(255, 0, 0);\">联系客服拿码（报备\u003Cspan style=\"caret-color: rgb(255, 0, 0); color: rgb(255, 0, 0); font-size: 18px;\">结算，\u003C\u002Fspan>以客服通知为准）\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">\u003Cstrong>微业贷产品大纲\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">01 产品要素\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">1、产品额度：5-500万元\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">2、产品利率：按日计息，日利率0.02% -0.05%，年化3.65%—18.25%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">3、产品期限：借款期限有3种为12期、24期、36期，系统根据客户情况自动判定\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">4、还款方式：等额本金、随借随还\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">5、放款方式：放款对公账户，一般30分钟内到账\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">02 准入要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">个人要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">1、申请人年龄：18-70周岁\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">2、法人作为贷款申请人(有无持股皆可）\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">3、具有完全民事行为能力的中国公民\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">4、户籍地限制：企业法人不能为外籍（含港澳台地区）法人\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">企业要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">1、成立满18个月的一般纳税人或小规模纳税人企业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">2、纳税等级 A、B、C、M（浙江地区c暂时无法申请），近一年申报增值税\u002F企业所得税正常、年均纳税大于2万元\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">3、资产负债率控制在70%以下，公司及法人无诉讼信息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">4、企业类型限制：企业注册类型不能是外资、港台合资和合伙企业\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">5、高新技术企业，创新专利企业，在申请微业贷时有可能触发科创贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">03 征信要求\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">1、企业及企业法定代表人当前不能有逾期贷款记录\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">2、半年无2，一年无3，两年无4，近三个月查询次数不超过8次；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">3、公司法人无诉讼信息\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"color: rgb(255, 0, 0); font-size: 18px;\">\u003Cstrong>准入地区 （3月份全国授信返佣地区）\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">广东、江苏、浙江、重庆、天津、北京、上海h5供货贷\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">湖南：长沙、株洲、衡阳、岳阳、常德、益阳\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">湖北：武汉市、十堰市、宜昌市、襄樊市、荆门市、孝感市、荆州市、黄冈市\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">陕西：西安、宝鸡、咸阳\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">山东：济南、烟台、潍坊、临沂、青岛\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">河南：郑州、洛阳、南阳、许昌、开封、新乡，周口，安阳，商丘，驻马店、信阳\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">山西：太原，运城\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">云南：昆明\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">江西：南昌、赣州、九江、上饶、宜春、吉安、抚州\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">河北：石家庄、唐山、保定、邯郸、沧州、廊坊\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">安徽：合肥、阜阳、亳州、安庆、 芜湖、六安、宿州、滁州\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">广西：南宁、柳州、桂林\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">四川：成都、绵阳、宜宾、南充、泸州、德阳\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">福建：福州、泉州、漳州、龙岩、厦门\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">海南：海口\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">辽宁：沈阳\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"white-space: normal; line-height: 1.75em;\">\u003Cspan style=\"font-size: 18px;\">贵州：贵阳、遵义、毕节\u003C\u002Fspan>\u003C\u002Fp>","#微众银行 #微业贷 #供货贷 #科创贷 ","2025-07-10 18:14:16","易企胜","",136,1,{"code":4,"message":5,"data":17,"meta":68},[18,23,28,33,38,43,48,53,58,63],{"id":19,"title":20,"cover_img":21,"is_pay":15,"create_time":22},1062,"微众个人经营贷（个体户）到底符合什么资质才能批出来额度？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FaZs5ZxjCJx.png","2026-04-16 09:46:33",{"id":24,"title":25,"cover_img":26,"is_pay":15,"create_time":27},1061,"富民银行发票贷—富业贷重磅回归，需查白名单，2026年3月最新申请大纲！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FE5WxtMY6Yf.png","2026-03-30 16:48:24",{"id":29,"title":30,"cover_img":31,"is_pay":15,"create_time":32},1060,"商户贷陪跑必看：不搞懂银行流水，你永远贷不到钱！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FNJtXwecC1i.jpg","2026-03-26 12:29:09",{"id":34,"title":35,"cover_img":36,"is_pay":15,"create_time":37},1059,"2026年最新总结：交通银行惠民贷出额逻辑！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FbEbFYfMNkr.png","2026-03-23 11:37:05",{"id":39,"title":40,"cover_img":41,"is_pay":15,"create_time":42},1058,"建行惠懂你：个体户26年3月最新贷款标准、出额规则、扣减规则！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FrpYsAnFFhd.jpg","2026-03-19 16:15:54",{"id":44,"title":45,"cover_img":46,"is_pay":15,"create_time":47},1057,"助贷中介必看：企业融资税票贷注意事项！（小白科普文）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F3FQjXYA5wX.jpg","2026-03-18 10:36:31",{"id":49,"title":50,"cover_img":51,"is_pay":15,"create_time":52},1056,"为什么都做交通惠商贷2.0，少有人做普惠e贷，原因很简单！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FhJhwTcfkzA.png","2026-03-16 16:05:41",{"id":54,"title":55,"cover_img":56,"is_pay":15,"create_time":57},1055,"今年315为啥没有曝光助贷的事儿？","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FFB7PBE5CSf.png","2026-03-16 10:45:17",{"id":59,"title":60,"cover_img":61,"is_pay":15,"create_time":62},1054,"日不落产品—微业贷，营业执照满1年即可准入，股东持股10%可申请！","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002FC4hx8X68t7.png","2026-03-05 14:56:43",{"id":64,"title":65,"cover_img":66,"is_pay":15,"create_time":67},1053,"2026交通银行经营贷—惠商贷2.0最新产品图文操作流程（建议收藏）","https:\u002F\u002Fqrbsk-dev.oss-cn-beijing.aliyuncs.com\u002Fimages\u002F6R5PdehEpn.png","2026-02-28 10:08:03",{"total":69,"per_page":70,"current_page":15,"last_page":71},665,10,67,1776829684410]